244 Thunderhead Rd, Oakland, MD 21550 Property Records

Garrett County property record for 244 Thunderhead Rd, Oakland, MD 21550

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,568 sqft · built 2022
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,578 (2026)
Deeds & Mortgages	Sep 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-090513`

Property Details

APN / Parcel Number

Primary APN	`07-090513`
Alternative APN	`090513`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	090513
Street Address	244 THUNDERHEAD RD
City	OAKLAND
State	MD
Zip	21550-3085
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.25 AC S/S JASPER RILEY RD PLEASANT VALLEY
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	1
Census Block	1018
Census Tract	700

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 THUNDERHEAD RD, OAKLAND, MD 21550-3083
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	244 THUNDERHEAD RD, OAKLAND, MD 21550-3085
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 THUNDERHEAD RD, OAKLAND, MD 21550-3085

Mortgage

Document Number	0023500005
Date	Sep 15, 2021
Book Page	2350/5

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MC HENRY, MD 21541

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,578.00 (+10.12%)	$139,233 (+15.9%)	$146,100 (+7.58%) Land $30,300 Building $115,800
2023	$1,433.00	$120,133	$135,800 Land $28,300 Building $107,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1994–2019)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Pogozone powered by Neubeam Fixed Wireless	300 / 40