Garrett County property record for 16 Thunderhead Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,480 sqft · built 1988 |
| Lot Size | 3.42 acres (148,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2021) |
| Tax Bill | $2,633 (2023) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-009038 |
| Primary APN | 07-009038 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,480 sqft Total Area |
| 1st Floor Area | 2,464 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 148,975 sqft (3.42 acres) |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 1,080 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 009038 |
|---|---|
| Old Parcel Number | 7009038 |
| Street Address | 16 THUNDERHEAD RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-3084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.42 AC S/S JASPER RILEY RD PLEASANT VALLEY |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 700 |
Source: Garrett County records, as of September 20, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 16 THUNDERHEAD RD, OAKLAND, MD 21550-3084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| May 12, 2021 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Deed Document Number | 0002311154 |
| Deed Book / Page | 2311 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Sep 2, 2026 |
| Property Address | 16 THUNDERHEAD RD, OAKLAND, MD 21550-3084 |
| Document Number | 2708000182 |
| Book / Page | 2708 / 182 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 THUNDERHEAD RD, OAKLAND, MD 21550-3084 |
| Document Number | 2708000182, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 2708/182 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | May 12, 2021 |
| Property Address | 16 THUNDERHEAD RD, OAKLAND, MD 21550-3084 |
| Document Number | 0023110154 |
| Book / Page | 2311 / 154 |
| Instrument Date | Apr 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NOT AVAILABLE, BERRY CREEK TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 THURNDERHED ROAD, OAKLAND, MD 21550 |
| Document Number | 0002311159 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2311/159 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,633.00 | $222,900 | $251,100 Land $31,600 Building $219,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1994–2019) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
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