244 Starlight Ln, Morehead, KY 40351 Property Records

Rowan County property record for 244 Starlight Ln, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	0.498 acres (21,720 sqft)
Owner	2 Trust Names on File
Last Sale	$170,000 (Aug 2019)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-00 00 004.15`

Property Details

APN / Parcel Number

Primary APN	`032-00 00 004.15`
Alternative APNs	`10636` `10692` `11223`

Exterior

Lot Area	21,720 sqft (0.498 acres)

Location & Zoning

Account Number	11223
Street Address	244 STARLIGHT LN
City	MOREHEAD
State	KY
Zip	40351-7688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #11 STARLIGHT LANE
Legal Subdivision	STARLIGHT LANE
Legal Lot Number	11
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2004
Census Tract	950201

Owner

244 Starlight Ln is owner-occupied and held in a trust since February 2026.

Source: Rowan County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	244 STARLIGHT LN, MOREHEAD, KY 40351-7688
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 7, 2019	Warranty Deed, Transfer FRONTIER HOUSING INC
Dec 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	20192000817
Deed Book / Page	273 / 25
Last Transfer Date	Feb 24, 2026
Transfer Doc	00D299/600
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	May 1, 2026
Property Address	244 STARLIGHT LN, MOREHEAD, KY 40351-7688
Document Number	0002046381
Book / Page	299 / 600
Instrument Date	Feb 24, 2026
Instrument	2026.2046381
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	244 STARLIGHT LN, MOREHEAD, KY 40351-7688
Investor	Possibly a Property Investor

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	May 1, 2026
Property Address	244 STARLIGHT LN, MOREHEAD, KY 40351-7688
Document Number	00D299/600
Book / Page	299 / 600
Instrument Date	Feb 24, 2026
Instrument	20262046381
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	244 STARLIGHT LN, MOREHEAD, KY 40351-7688
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 7, 2019
Property Address	244 STARLIGHT LN, MOREHEAD, KY 40351-7688
Document Number	D273/025
Book / Page	D273 / 025
Instrument Date	Jul 29, 2019
Instrument	2000817
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	KENTUCKY MTN LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5445 FLEMINGSBURG RD, 5445, MOREHEAD, KY 40351-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	244 STARLIGHT LN, MOREHEAD, KY 40351-7688

Mortgage

Document Number	2000820
Date	Aug 7, 2019
Instrument	2000820

Lender

Name	FRONTIER HOUSING INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jul 29, 2049

Mortgage

Document Number	00A408/373
Date	Aug 7, 2019
Book Page	A408/373
Instrument	2000818

Lender

Name	FAHE INC
Type	Non-Lending Institution
Address	BEREA, KY 40403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Dec 14, 2018
Property Address	244 STARLIGHT LN, MOREHEAD, KY 40351-7688
Document Number	D270/232
Book / Page	D270 / 232
Instrument Date	Dec 14, 2018
Instrument	412222
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 STATION DR, 231, RICHMOND, KY 40475-7610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 FLEMINGSBURG RD, MOREHEAD, KY 40351-9138

Tax Assessment & Valuation

The 2025 property tax bill for 244 Starlight Ln was $1,422.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00	$170,000 Land $18,000 Building $152,000	$170,000 Land $18,000 Building $152,000
2023	$1,448.00	$170,000 Land $18,000 Building $152,000	$170,000 Land $18,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 244 Starlight Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Starlight Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Starlight Ln

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