Rowan County property record for 221 Starlight Ln, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $211,000 (Nov 2024) |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-00 00 004.25 |
| Primary APN | 032-00 00 004.25 |
|---|---|
| Alternative APNs |
|
| Account Number | 9006 |
|---|---|
| Street Address | 221 STARLIGHT LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #2 & HSE STARLIGHT LANE |
| Legal Subdivision | FLANNERY ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950201 |
221 Starlight Ln is owned by an individual who bought it in November 2024.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 211 STARLIGHT LN, MOREHEAD, KY 40351-7688 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Prior Sale | Nov 20, 2012 · Amount on File |
| Deed Document Number | 2033167 |
| Deed Book / Page | D293 / 807 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 221 STARLIGHT LN, MOREHEAD, KY 40351-7688 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A445/516 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | A445/516 |
| Instrument | 2014980 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 221 Starlight Ln was $1,766.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,766.00 | $211,000 Land $12,500 Building $198,500 | $211,000 Land $12,500 Building $198,500 |
| 2023 | $862.00 Homeowner's exemption | $147,600 Land $10,000 Building $137,600 | $147,600 Land $10,000 Building $137,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Starlight Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Starlight Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Windstream.
5G (outdoors only) and 4G LTE
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