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244 Shetland Hills W, Fallbrook, CA 92028 Property Records

San Diego County property record for 244 Shetland Hills W, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Lot Size0.138 acres (6,038 sqft)
Owner2 Individual Names on File
Last Sale$749,000 (Oct 2020)
Tax Bill$12,214 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-509-16-00

Property Details

APN / Parcel Number

Primary APN108-509-16-00

Exterior

Lot Area6,038 sqft (0.138 acres)

Location & Zoning

Street Address244 SHETLAND HLS W
CityFALLBROOK
StateCA
Zip92028-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 48 TR 016187
Legal SubdivisionSAN DIEGO #5338-6
Legal Tract016187
Legal Block1
Legal Lot Number48
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1056
Census Tract19002

Owner

244 Shetland Hills W is owned and occupied by two individuals who bought it in October 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address244 SHETLAND HLS W, FALLBROOK, CA 92028-6530
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 26, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on File
Deed SaleOct 26, 2020 · Amount on File
Deed Document Number2020653270
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address244 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address244 SHETLAND HLS W, FALLBROOK, CA 92028-6530

Mortgage

Document Number0000184471
DateMar 10, 2021
Instrument2021-0184471
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

October 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 26, 2020
Property Address244 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Document Number0000653270
Map ReferenceMAP 16187
Instrument DateOct 6, 2020
Instrument2020-0653270
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address244 SHETLAND HLS W, FALLBROOK, CA 92028-6530
InvestorPossibly a Property Investor

Mortgage

Document Number0000653271
DateOct 26, 2020
Instrument2020-0653271
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 244 Shetland Hills W was $12,214 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$802,943 (+2%) Land $220,814 Building $582,129
2025$12,214.00 Homeowner's exemption$787,200 Land $216,485 Building $570,715
2023$11,616.00 (-1.37%) Homeowner's exemption$756,634 Land $208,080 Building $548,554
2022$11,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 244 Shetland Hills W in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Shetland Hills W is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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