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232 Shetland Hills W, Fallbrook, CA 92028 Property Records

San Diego County property record for 232 Shetland Hills W, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Lot Size0.154 acres (6,741 sqft)
OwnerCompany Name on Record
Last Sale$710,000 (Nov 2020)
Tax Bill$12,096 (2025)
Deeds & MortgagesNov 2021 Transfer
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-509-18-00

Property Details

APN / Parcel Number

Primary APN108-509-18-00

Exterior

Lot Area6,741 sqft (0.154 acres)

Location & Zoning

Street Address232 SHETLAND HLS W
CityFALLBROOK
StateCA
Zip92028-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 50 TR 016187
Legal SubdivisionSAN DIEGO #5338-6
Legal Tract016187
Legal Block1
Legal Lot Number50
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1056
Census Tract19002

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address232 SHETLAND HLS W, FALLBROOK, CA 92028-6530
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Intrafamily Transfer, Transfer
Nov 17, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2020 · Amount on Record
Deed SaleNov 17, 2020 · Amount on Record
Deed Document Number2020722691
Last Transfer DateOct 19, 2021
Transfer Doc0000772016
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 5, 2021
Property Address232 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Document Number0000772016
Map ReferenceMAP 16187
Instrument DateOct 19, 2021
Instrument2021-0772016
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address232 SHETLAND HLS W, FALLBROOK, CA 92028-6530

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 17, 2020
Property Address232 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Document Number0000722691
Map ReferenceMAP 16187
Instrument DateNov 10, 2020
Instrument2020-0722691
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address232 SHETLAND HLS W, FALLBROOK, CA 92028-6530

Mortgage

Document Number0000722692
DateNov 17, 2020
Instrument2020-0722692
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$783,579 (+2%) Land $220,814 Building $562,765
2025$12,096.00 (+5.14%) Homeowner's exemption$768,216 (+4.04%) Land $216,485 Building $551,731
2023$11,505.00 (+0.68%) Homeowner's exemption$738,387 Land $208,080 Building $530,307
2022$11,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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