244 Saunders St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 244 Saunders St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,298 sqft · built 1940
Lot Size	11.2 acres (491,244 sqft)
Owner	2 Company Names on File
Tax Bill	$6,303 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GARD M:W22 B:24 L:1`

Property Details

APN / Parcel Number

Primary APN	`GARD M:W22 B:24 L:1`
Alternative APN	`M:W-22 B:0004 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	4,718 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	491,244 sqft (11.2 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	244 SAUNDERS ST
City	GARDNER
State	MA
Zip	01440-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Legal Lot Number	1
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2023
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN GARD M:W22 B:24 L:1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	224 SAUNDERS ST, GARDNER, MA 01440-2430
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 07, 2025
Transfer Doc	072495-106
Record Updated	Jun 08, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 05, 2025
Property Address	244 SAUNDERS ST, GARDNER, MA 01440-2430
Document Number	072495-106
Book / Page	72495 / 106
Instrument Date	Aug 07, 2025
Instrument	75660
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SAUNDERS ST, GARDNER, MA 01440-2430

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,303.00 (-3.16%)	$438,900 (+1.08%) Land $132,500 Building $306,400	$500,840
2024	$6,509.00 (+4.33%)	$434,200 (+12.25%) Land $123,900 Building $310,300
2023	$6,239.00	$386,800 Land $122,600 Building $264,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.