Worcester County and Gardner City property record for 235 Saunders St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,576 sqft Living Area |
| Lot Size | 164,108 sqft (3.76 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $315,000 (2018) |
| Tax Bill | $66.00 (2025) |
| Primary APN | GARD M:W17 B:4 L:6B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 3,488 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 164,108 sqft (3.76 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 235 SAUNDERS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2429 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 6B |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W17 B:4 L:6B
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 SAUNDERS ST, GARDNER, MA 01440-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance DIGITAL FCU |
| Apr 06, 2018 | Quit Claim Arm's Length for NE States, Transfer GFA FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 58634 / 350 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 235 SAUNDERS ST, GARDNER, MA 01440-2429 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065252-289 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 65252/289 |
| Instrument | 72953 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 06, 2018 |
| Property Address | 235 SAUNDERS ST, GARDNER, MA 01440-2429 |
| Document Number | 58634-350 |
| Book / Page | 58634 / 350 |
| Instrument | 32017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 SAUNDERS ST, GARDNER, MA 01440-2429 |
| Document Number | 586340353 |
|---|---|
| Date | Apr 06, 2018 |
| Instrument | 58634/0353 |
| Name | GFA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 06, 2048 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66.00 (-99.03%) | $464,600 (+2.81%) Land $107,700 Building $356,900 | $474,145 |
| 2024 | $6,774.00 (+5.94%) | $451,900 (+14%) Land $99,100 Building $352,800 | |
| 2023 | $6,394.00 | $396,400 Land $95,400 Building $301,000 |
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