244 Sandtrap Rd, Miramar Beach, FL 32550 Property Records

Walton County property record for 244 Sandtrap Rd, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	8 bd · 7.5 ba · 6,458 sqft · built 1967
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Aug 2017)
Tax Bill	$22,686 (2025)
Deeds & Mortgages	Feb 2019 Construction Loan Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42000-010-0000`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42000-010-0000`
Alternative APNs	`34-221-42000-010-0000` `1076443`

Interior

Bedrooms	8 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,458 sqft Living Area
Gross Area	10,897 sqft
1st Floor Area	1,440 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	1,575 sqft
Carport	Carport
Carport Area	1,575 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	402 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	244 SANDTRAP RD
City	MIRAMAR BEACH
State	FL
Zip	32550-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW/C OF SEC RUN E 350FT RUN S 1305FT FOR POB, RUN S 50 FT W 150FT N 50FT E 150FT TO POB. OR 1475-2 OR 2056-138 OR 2671-3823 OR 2846-791 OR 3050-1166
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	TANGOMAR S/D UNRECD
Legal Block	1000
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1005
Census Tract	950609

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 657, NORTHPORT, AL 35476-0657
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Deed of Trust, Mortgage · Construction Mortgage BANKFIRST FINANCIAL SERVICES
Jun 6, 2019	Loan Modification, Mortgage BANKFIRST FIN'L SVCS
Aug 21, 2017	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Jul 21, 2010 · Amount on Record
Deed Document Number	201727685
Deed Book / Page	3050 / 1166
Prior Transfer Date	Jul 15, 2010
Prior Transfer Doc	0028460791
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	244 SANDTRAP RD, MIRAMAR BEACH, FL 32550-4157
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030962459
Date	Feb 4, 2019
Book Page	3096/2459
Instrument	20190003407

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	TUSCALOOSA, AL 35401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 3, 2039

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	244 SANDTRAP RD, MIRAMAR BEACH, FL 32550-4157
Document Number	0031091975
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6425 5TH ST NORTHPORT AL 354763426, NORTHPORT, AL 35476-3426

Mortgage

Document Number	0031091975
Date	Jun 24, 2019
Book Page	003109/001975
Instrument	20767

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	TUSCALOOSA, AL 35401

Agreement

Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 21, 2017
Property Address	244 SANDTRAP RD, MIRAMAR BEACH, FL 32550-4157
Document Number	0030501166
Book / Page	003050 / 001166
Instrument Date	Aug 18, 2017
Instrument	27685
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$5,950.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 657 NORTHPORT AL 354760657, NORTHPORT, AL 35476-0657

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,686.00 (+7.34%)	$2,716,280 (+19.12%) Land $650,000 Building $2,066,280	$2,716,280 (+19.12%) Land $650,000 Building $2,066,280
2024	$21,134.00 (+11.27%)
2023	$18,994.00 (+6.85%)	$2,280,260 (+8.21%) Land $450,785 Building $1,829,475	$2,280,260 (+8.21%) Land $450,785 Building $1,829,475
2022	$17,777.00	$2,107,258 Land $500,372 Building $1,606,886	$2,107,258 Land $500,372 Building $1,606,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Wildstar Networks.

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