214 Sandtrap Rd, Miramar Beach, FL 32550 Property Records

Walton County property record for 214 Sandtrap Rd, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,736 sqft · built 2006
Lot Size	0.153 acres (6,708 sqft)
Owner	Company Name on Record
Last Sale	$1,565,000 (Oct 2023)
Tax Bill	$10,996 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42000-015-0000`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42000-015-0000`
Alternative APN	`1076448`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	2,736 sqft Living Area
Gross Area	3,972 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	6,708 sqft (0.153 acres)
Lot Dimensions	15 ft deep x 4.5 ft wide
Garage Type	Finished
Garage Area	400 sqft
Porch	Porch
Porch Area	836 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1076448
Street Address	214 SANDTRAP RD
City	MIRAMAR BEACH
State	FL
Zip	32550-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 200 FT E + 1105 FT S OF NW COR, RUN S 50 FT, E 150 FT, N 50 FT, W 150 FT TO POB OR 2624-911 OR 2654-3181 OR 2781-2848 OR
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	TANGOMAR S/D UNRECD
Legal Block	15
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1005
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3420 ROSEFINCH TRL, AUSTIN, TX 78746-6629
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Aug 21, 2014 · Amount on Record
Deed Document Number	20230035497
Deed Book / Page	3303 / 3478
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 2, 2023
Property Address	214 SANDTRAP RD, MIRAMAR BEACH, FL 32550-4157
Document Number	0033033478
Book / Page	3303 / 3478
Instrument Date	Sep 28, 2023
Instrument	20230035497
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 FOX RD, KNOXVILLE, TN 37922-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 ROSEFINCH TRL, AUSTIN, TX 78746-6629
Investor	Possibly a Property Investor

Mortgage

Document Number	0033033480
Date	Oct 2, 2023
Instrument	3303/3480

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Max Rate	11.7%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,394,411 (+24.65%) Land $650,000 Building $744,411	$1,394,411 (+24.65%) Land $650,000 Building $744,411
2024	$10,996.00 (+23.27%)
2023	$8,920.00 (+3.49%)	$1,118,633 (+2.28%) Land $450,785 Building $667,848	$1,118,633 (+2.28%) Land $450,785 Building $667,848
2022	$8,619.00	$1,093,750 Land $500,372 Building $593,378	$1,093,750 Land $500,372 Building $593,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Wildstar Networks.

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