244 Reserve Est, Murphy, NC 28906 Property Records

Cherokee County property record for 244 Reserve Est, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,550 sqft Heated Area
Lot Size	38,768 sqft (0.889 acres)
Occupancy	Owner Occupied
Last Sale	$20,000 (2019)
Tax Bill	$1,698.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`458214447469000`
Alternative APN	`31070`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,550 sqft Heated Area
Basement Area	1,550 sqft Basement
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	38,768 sqft (0.889 acres)
Depth X Width	217 ft x 221 ft Depth x Width
Deck Area	170 sqft Deck
Porch	Open Porch
Porch Area	462 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	31070
Street Address	244 RESERVE EST
City	MURPHY
State	NC
Zip	28906-8693
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 7 LAKE VIEW @ TARHEEL 1610/415
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County records · APN 458214447469000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	244 RESERVE EST, MURPHY, NC 28906-8693
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Dec 17, 2019	Deed of Trust, Mortgage · Building or Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Apr 04, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2019 · Amount on Record
Deed Sale	May 01, 2019 · Amount on Record
Deed Doc Number	0001106265
Prior Transfer Date	Apr 04, 2019
Prior Transfer Doc	01442
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	244 RESERVE EST, MURPHY, NC 28906-8693
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1665/32
Date	Nov 18, 2020
Book Page	1665/32
Instrument	7052

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	244 RESERVE EST, MURPHY, NC 28906-8693
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01632/0087
Date	Dec 17, 2019
Book Page	01632/0087
Instrument	06362

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 17, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 04, 2019
Property Address	244 RESERVE EST, MURPHY, NC 28906-8693
Document Number	01610/0415
Book / Page	01610 / 0415
Instrument Date	Apr 02, 2019
Instrument	01442
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	369 MEARS BLVD, 369, OLDSMAR, FL 34677-3048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 MEARS BLVD, OLDSMAR, FL 34677-3048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00	$227,590 (-)	$227,590 (-) Land $10,000 Building $217,590
2023		$227,590	$227,590 Land $10,000 Building $217,590

Flood & Wildfire

244 Reserve Est is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 62nd percentile of exposed land nationally · 85th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 581 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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