122 Reserve Est, Murphy, NC 28906 Property Records

Cherokee County property record for 122 Reserve Est, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	6 Baths
Year Built	Built 2018
Square Footage	4,652 sqft Heated Area
Lot Size	56,192 sqft (1.29 acres)
Garage	Mixed, 1,056 sqft
Last Sale	$900,000 (2021)
Tax Bill	$6,073.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`458215542837000`
Alternative APN	`54386`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Partial Baths	1 Partial Baths
Building Area	4,652 sqft Heated Area
Upper Floors	1,610 sqft Upper Floors
Basement Area	3,170 sqft Basement
Finished Basement	3,170 sqft Finished
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Exterior Material	Wood Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	56,192 sqft (1.29 acres)
Depth X Width	318 ft x 140 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,056 sqft Garage
Carport	Carport
Carport Area	484 sqft Carport
Deck Area	231 sqft Deck
Patio Area	798 sqft Patio
Topography	Mountain Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	54386
Street Address	122 RESERVE EST
City	MURPHY
State	NC
Zip	28906-8692
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 3 LAKE VIEW @ TARHEEL 1259/880
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County records · APN 458215542837000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15267 CARLTON LAKE RD, WIMAUMA, FL 33598-6132
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Nov 09, 2006 · Amount on Record
Deed Doc Number	2771
Deed Book / Page	1679 / 8
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 26, 2021
Property Address	122 RESERVE EST, MURPHY, NC 28906-8692
Document Number	1679/8
Book / Page	1679 / 8
Instrument Date	Mar 10, 2021
Instrument	2771
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 NEWBURY PL, 10, NAPLES, FL 34104-7801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15267 CARLTON LAKE RD, WIMAUMA, FL 33598-6132

Mortgage

Document Number	167911
Date	Apr 26, 2021
Instrument	1679/11

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	122 RESERVE EST, MURPHY, NC 28906-8692
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01599/0265
Date	Oct 31, 2018
Book Page	01599/0265
Instrument	05235

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 06, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,073.00	$844,610 (-)	$844,610 (-) Land $26,000 Building $818,610
2023		$844,610	$844,610 Land $26,000 Building $818,610

Flood & Wildfire

122 Reserve Est is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 57th percentile of exposed land nationally · 79th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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