231 Opekiska St, Erwin, TN 37650 Property Records

Unicoi County property record for 231 Opekiska St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,525 sqft · built 1930
Lot Size	0.141 acres (6,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Mar 2018)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023N-N-015.00`

Property Details

APN / Parcel Number

Primary APN	`023N-N-015.00`
Alternative APNs	`086023N N 01500` `000012230`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,525 sqft Living Area
1st Floor Area	1,551 sqft
Upper Floors Area	974 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,121 sqft (0.141 acres)
Lot Dimensions	100 ft deep x 63 ft wide
Porch	Finished/Open Porch
Porch Area	133 sqft
Deck Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 OPEKISKA ST
City	ERWIN
State	TN
Zip	37650-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E D CO BLK C LOT 18- 62X100
Legal Subdivision	E D CO
Legal Block	C
Legal Lot Number	18
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2023
Census Tract	80400

Owner

Source: Unicoi County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 OPEKISKA ST, ERWIN, TN 37650-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Dec 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Jan 24, 2000 · Amount on Record
Deed Document Number	2018405
Deed Book / Page	410 / 957
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	Jun 16, 2026
Property Address	231 OPEKISKA ST, ERWIN, TN 37650-1127
Document Number	0000001239
Book / Page	504 / 984
Instrument Date	Jun 11, 2026
Instrument	20261239
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 OPEKISKA ST, ERWIN, TN 37650-1127

Mortgage

Document Number	0000001239,
Date	Jun 16, 2026
Book Page	504/984
Instrument	20261239

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	231 OPEKISKA ST, ERWIN, TN 37650-1127
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476440
Date	Dec 7, 2023
Book Page	476/440
Instrument	23002246

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2053

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 2, 2018
Property Address	231 OPEKISKA ST, ERWIN, TN 37650-1127
Document Number	0000410957
Book / Page	410 / 957
Instrument Date	Feb 28, 2018
Instrument	18000405
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 WILLOW GLEN WAY, ELKRIDGE, MD 21075-7925

Mortgage

Document Number	0018000406
Date	Mar 2, 2018
Instrument	18000406

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00	$47,350 (-) Land $3,350 Building $44,000	$189,400 (-) Land $13,400 Building $176,000
2024	$1,236.00 (+11.05%)
2023		$47,350 (-) Land $3,350 Building $44,000
2022	$1,113.00	$47,350 Land $3,350 Building $44,000	$189,400 Land $13,400 Building $176,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Nearby Properties on Opekiska St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures