Lowndes County property record for 244 North St, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,874 sqft · built 1920 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,300 (Dec 2020) |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W970008200 |
| Primary APN | 10W970008200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,874 sqft Adjusted Area |
| 1st Floor Area | 1,518 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,300 sqft (0.351 acres) |
| Lot Dimensions | 90 ft deep x 170 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 244 NORTH ST |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 SW4 244 NORTH ST 5D |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 103 |
244 North St is owned and occupied by an individual who bought it in December 2020.
Source: Lowndes County records, as of July 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 244 NORTH ST, CALEDONIA, MS 39740-9751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 9, 2020 | Warranty Deed, Transfer |
| Jul 16, 2018 | Warranty Deed, Transfer VANNIE G RITCHIE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on File |
| Deed Sale | Dec 9, 2020 · Amount on File |
| Prior Sale | Jul 16, 2018 |
| Deed Book / Page | 2020 / 8762 |
| Prior Transfer Date | Jun 11, 2013 |
| Prior Transfer Doc | 0020134066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 2, 2026 |
| Property Address | 244 NORTH ST, CALEDONIA, MS 39740-9751 |
| Document Number | 2026015660 |
| Book / Page | 2026 / 15660 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 244 NORTH ST, CALEDONIA, MS 39740-9751 |
| Document Number | 2026015660, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 2026/15660 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Jan 1, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 9, 2020 |
| Property Address | 244 NORTH ST, CALEDONIA, MS 39740-9751 |
| Document Number | 0020208762 |
| Book / Page | 2020 / 8762 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 244 NORTH ST, CALEDONIA, MS 39740-9751 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 16, 2018 |
| Property Address | 244 NORTH ST, CALEDONIA, MS 39740-9751 |
| Document Number | 0020184955 |
| Book / Page | 002018 / 004955 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | REAL ESTATE CLOSING SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1804 WOLFE RD COLUMBUS MS 397058189, COLUMBUS, MS 39705-8189 |
| Document Number | 20184576 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 002018/014576 |
| Name | VANNIE G RITCHIE |
|---|---|
| Address | 334 WICKLOW CIR # 4, BRANDON, MS 39047-8081 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jul 15, 2023 |
The 2025 property tax bill for 244 North St was $1,053 with a homeowner's exemption, up 4.7% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,053.00 (+4.67%) Homeowner's exemption | $11,995 | $119,950 Land $9,270 Building $110,680 |
| 2024 | $1,006.00 (+28.32%) | ||
| 2023 | $784.00 Homeowner's exemption | $9,992 | $99,920 Land $9,270 Building $90,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 244 North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 244 North St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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