Lowndes County property record for 164 North St, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,192 sqft · built 1960 |
| Lot Size | 0.223 acres (9,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,613 (May 2026) |
| Tax Bill | $390 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2026 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W970007800 |
| Primary APN | 10W970007800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,192 sqft Adjusted Area |
| 1st Floor Area | 999 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,750 sqft (0.223 acres) |
| Lot Dimensions | 125 ft deep x 78 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 164 NORTH ST |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 SW4 164 NORTH ST |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 103 |
Source: Lowndes County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF VERNON |
| May 15, 2026 | Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE |
| May 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| May 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Mar 30, 2021 | Warranty Deed, Transfer |
| Jul 7, 2020 | Warranty Deed, Transfer |
| Jun 26, 2017 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NAT'L BK |
| May 4, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | May 8, 2023 |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 3793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020219251 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 2021/9251 |
| Name | BANK OF VERNON |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Apr 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 15, 2026 |
| Property Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Document Number | 2026003793 |
| Book / Page | 2026 / 3793 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Document Number | 2026011251, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 2026/11251 |
| Name | GUM TREE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020239386 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 2023/9386 |
| Instrument | 1031245 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 8, 2023 |
| Property Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Document Number | 0020233946 |
| Book / Page | 2023 / 3946 |
| Instrument Date | May 5, 2023 |
| Instrument | 1031244 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Document Number | 0020239386 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2023/9386 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 30, 2021 |
| Property Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Document Number | 0020212217 |
| Book / Page | 2021 / 2217 |
| Instrument Date | Mar 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 MOORES CREEK RD, COLUMBUS, MS 39701-9302 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 7, 2020 |
| Property Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Document Number | 0020204469 |
| Book / Page | 2020 / 4469 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 26, 2017 |
| Property Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Document Number | 0020174382 |
| Book / Page | 002017 / 004382 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 164 NORTH ST CALEDONIA MS 397409384, CALEDONIA, MS 39740-9384 |
| Document Number | 20173852 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 002017/013852 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 4, 2017 |
| Property Address | 164 NORTH ST, CALEDONIA, MS 39740-9384 |
| Document Number | 0020172931 |
| Book / Page | 002017 / 002931 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | May 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 CO OP RD COLUMBUS MS 397058190, COLUMBUS, MS 39705-8190 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $390.00 (+5.41%) Homeowner's exemption | $5,425 (-20.47%) | $54,250 (+19.31%) Land $7,250 Building $47,000 |
| 2024 | $370.00 (-5%) | ||
| 2023 | $740.00 | $6,821 | $45,470 Land $7,250 Building $38,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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