244 N Main St, Waterloo, IL 62298 Property Records

Monroe County property record for 244 N Main St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,230 sqft · built 1950
Lot Size	0.16 acres (7,161 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Dec 2017)
Tax Bill	$3,830 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-450-008-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-450-008-000`
Alternative APN	`07241940200700 00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,230 sqft Building Perimeter
1st Floor Area	1,230 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	7,161 sqft (0.16 acres)
Lot Dimensions	109 ft deep x 65 ft wide
Garage Area	312 sqft
Driveway	Concrete Driveway
Driveway Area	728 sqft
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	244 N MAIN ST
City	WATERLOO
State	IL
Zip	62298-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN LOT 24H & PART LOT 24 PETERSTOWN
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PETERSTOWN OR ROGERS SUB
Legal Lot Number	24H
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	1
Census Block	1036
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-450-008-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	244 N MAIN ST, WATERLOO, IL 62298-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Dec 18, 2017	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2017393475
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	244 N MAIN ST, WATERLOO, IL 62298-1250
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408401
Date	Jun 03, 2020
Instrument	408401

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2035

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Dec 18, 2017
Property Address	244 N MAIN ST, WATERLOO, IL 62298-1250
Document Number	0000393475
Map Reference	MB 14A
Instrument Date	Dec 15, 2017
Instrument	393475
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 N MAIN ST, WATERLOO, IL 62298-1250

Mortgage

Document Number	0000393476
Date	Dec 18, 2017
Instrument	393476

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,920 (+40.77%) Land $16,020 Building $53,900	$209,760 (+40.77%) Land $48,060 Building $161,700
2024	$3,830.00
2022	Additional exemption filed	$49,670 Land $9,690 Building $39,980	$149,010 Land $29,070 Building $119,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: HTC Holding, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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