Monroe County property record for 243 N Main St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,119 sqft Living Area |
| Lot Size | 18,295 sqft (0.42 acres) |
| Garage | 520 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,239.00 (2024) |
| Primary APN | 07-24-449-043-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,119 sqft Living Area |
| 1st Floor | 2,119 sqft 1st Floor |
| Basement Area | 2,119 sqft Basement |
| Unfinished Basement | 2,119 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 18,295 sqft (0.42 acres) |
| Depth X Width | 195 ft x 93 ft Depth x Width |
| Driveway | Driveway Asphalt |
| Driveway Area | 1,020 sqft Driveway |
| Garage Area | 520 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 270 sqft Shed |
| Patio Area | 160 sqft Patio |
| Porch Area | 366 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 243 N MAIN ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1245 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 15, 16 & PART LOT 14B PETERSTOWN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Lot Number | 15,16 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 31 |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-449-043-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 N MAIN ST, WATERLOO, IL 62298-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 243 N MAIN ST, WATERLOO, IL 62298-1245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000407963 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 407963 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,700 (+71.56%) Land $17,750 Building $83,950 | $305,100 (+71.56%) Land $53,250 Building $251,850 | |
| 2024 | $5,239.00 | ||
| 2022 | Additional exemption filed | $59,280 Land $13,540 Building $45,740 | $177,840 Land $40,620 Building $137,220 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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