244 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 244 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,911 sqft · built 2022
Lot Size	0.693 acres (30,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,939,500 (Feb 2024)
Tax Bill	$20,729 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Feb 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0033 B:0000 L:0176`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0033 B:0000 L:0176`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,911 sqft Living Area
Gross Area	5,820 sqft
Basement Area	1,885 sqft
Unfinished Basement	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,174 sqft (0.693 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	244 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	176
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4012
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 MAIN ST, LYNNFIELD, MA 01940-2515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · ARM TD BANK NA
Feb 22, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
May 11, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jun 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Dec 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	May 11, 2023 · Amount on Record
Deed Document Number	20241020
Deed Book / Page	41994 / 2
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	244 MAIN ST, LYNNFIELD, MA 01940-2515
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042403-3
Date	Oct 30, 2024
Book Page	42403/3
Instrument	20241030001020

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2029
Index	Other
Margin	3

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Feb 22, 2024
Property Address	244 MAIN ST, LYNNFIELD, MA 01940-2515
Document Number	00041994-2
Book / Page	41994 / 2
Instrument Date	Feb 22, 2024
Instrument	20240222001020
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	244 MAIN ST, LYNNFIELD, MA 01940-2515

Mortgage

Document Number	240222001030
Date	Feb 22, 2024
Instrument	240222001030

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0041994-20
Date	Feb 22, 2024
Book Page	41994/20
Instrument	20240222001040

Lender

Name	CHILDRENS HOSPITAL RA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Mar 1, 2027

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	244 MAIN ST, LYNNFIELD, MA 01940-2515
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041915-263
Date	Dec 19, 2023
Book Page	41915/263
Instrument	20231219001760

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	May 11, 2023
Property Address	244 MAIN ST, LYNNFIELD, MA 01940-2515
Document Number	041559-233
Book / Page	41559 / 233
Instrument Date	May 11, 2023
Instrument	20230511001840
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	244 MAIN ST, LYNNFIELD, MA 01940-2515

Mortgage

Document Number	230511001850
Date	May 11, 2023
Instrument	230511001850

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Jun 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	244 MAIN ST, LYNNFIELD, MA 01940-2515
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041006-453
Date	Jun 16, 2022
Book Page	41006/453
Instrument	20220616003720

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Dec 31, 2021
Property Address	244 MAIN ST, LYNNFIELD, MA 01940-2515
Document Number	0040626-46
Book / Page	40626 / 46
Instrument Date	Dec 30, 2021
Instrument	20211231000330
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MILL ST, MIDDLETON, MA 01949-1467

Mortgage

Document Number	211231000350
Date	Dec 31, 2021
Instrument	211231000350

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,729.00 (+19.87%)	$1,808,800 (+10.45%) Land $537,800 Building $1,271,000	$2,090,130 (+6.78%)
2025	$17,293.00 (+41.89%)	$1,637,600 (+41.21%) Land $522,200 Building $1,115,400	$1,957,475
2024	$12,188.00 (+82.95%)	$1,159,700 (+96.69%) Land $474,700 Building $685,000
2023	$6,662.00	$589,600 Land $437,000 Building $152,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures