160 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 160 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,967 sqft · built 1946
Lot Size	0.253 acres (11,029 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Nov 2022)
Tax Bill	$9,048 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0032 B:0000 L:2143`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0032 B:0000 L:2143`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,967 sqft Living Area
Gross Area	3,692 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,029 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	160 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	2143
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4012
Census Tract	209200

Owner

160 Main St is owned and occupied by two individuals who bought it in November 2022.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	160 MAIN ST, LYNNFIELD, MA 01940-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
May 23, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Jul 30, 1999 · Amount on File
Deed Document Number	20221760
Deed Book / Page	41310 / 37
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 18, 2022
Property Address	160 MAIN ST, LYNNFIELD, MA 01940-2514
Document Number	0041310-37
Book / Page	41310 / 37
Instrument Date	Nov 18, 2022
Instrument	20221118001760
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	160 MAIN ST, LYNNFIELD, MA 01940-2514

Mortgage

Document Number	221118001770
Date	Nov 18, 2022
Instrument	221118001770

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	160 MAIN ST, LYNNFIELD, MA 01940-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36735-198
Date	May 23, 2018
Book Page	36735/198
Instrument	180523003870

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 160 Main St was $9,048, up 11.8% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,048.00 (+11.79%)	$789,500 (+3%) Land $484,500 Building $303,200	$877,685 (-12.33%)
2025	$8,094.00 (+10.5%)	$766,500 (+9.97%) Land $470,300 Building $296,200	$1,001,110
2024	$7,325.00 (+0.18%)	$697,000 (+7.71%) Land $427,600 Building $269,400
2023	$7,312.00	$647,100 Land $405,600 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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