Wake County property record for 244 Gaffer St, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,868 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $3,608 (2023) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1700.15-54-2347 0321180 |
| Primary APN | 1700.15-54-2347 0321180 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,868 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0321180 |
|---|---|
| Street Address | 244 GAFFER ST |
| City | GARNER |
| State | NC |
| Zip | 27529-4374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO22 VANDORA PINES SUB PHIIA BM2004-00829 |
| Legal Township | 16 |
| Legal Subdivision | VANDORA PINES SUB |
| Legal Lot Number | 22 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 52801 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 244 GAFFER ST, GARNER, NC 27529-4374 |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2005 |
| Transfer Doc | 117222387 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 244 GAFFER ST, GARNER, NC 27529-4374 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 244 GAFFER ST, GARNER, NC 27529-4374 |
| Document Number | 019199/611 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 19199/611 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GARNER, NC 27529 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Oct 28, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 244 GAFFER ST, GARNER, NC 27529-4374 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 184630954 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 18463/954 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 244 GAFFER ST, GARNER, NC 27529-4374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 177570993 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 17757/993 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | GARNER, NC 27529 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 170 Months |
| Due | Apr 26, 2034 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,608.00 | $279,483 Land $48,000 Building $231,483 | $279,483 Land $48,000 Building $231,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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