Wake County property record for 241 Gaffer St, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,208 sqft · built 2006 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,500 (Sep 2018) |
| Tax Bill | $3,913 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1700.15-54-0456 0321189 |
| Primary APN | 1700.15-54-0456 0321189 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,208 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 212 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0321189 |
|---|---|
| Street Address | 241 GAFFER ST |
| City | GARNER |
| State | NC |
| Zip | 27529-4375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO67 VANDORA PINES SUB PHIIA BM2004-00829 |
| Legal Township | 16 |
| Legal Subdivision | VANDORA PINES SUB |
| Legal Lot Number | 67 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 52801 |
241 Gaffer St is owned and occupied by two individuals who bought it in September 2018.
Source: Wake County records, as of April 18, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 GAFFER ST, GARNER, NC 27529-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on File |
| Deed Sale | Sep 27, 2018 · Amount on File |
| Prior Sale | May 15, 2014 |
| Deed Document Number | 0172522604 |
| Deed Book / Page | 17252 / 2604 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 241 GAFFER ST, GARNER, NC 27529-4375 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 18708/1187 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 18708/1187 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Sep 27, 2018 |
| Property Address | 241 GAFFER ST, GARNER, NC 27529-4375 |
| Document Number | 172522604 |
| Book / Page | 017252 / 002604 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 241 GAFFER ST GARNER NC 275294375, GARNER, NC 27529-4375 |
| Document Number | 172522606 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 017252/002606 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,913.00 | $303,259 Land $48,000 Building $255,259 | $303,259 Land $48,000 Building $255,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 241 Gaffer St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 241 Gaffer St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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