244 Emerald Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 244 Emerald Dr, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1988
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Apr 2022)
Tax Bill	$2,046 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099 138`

Property Details

APN / Parcel Number

Primary APN	`099 138`
Alternative APNs	`683612` `401661`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Heated Area
Gross Area	1,456 sqft
1st Floor Area	1,024 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	401661
Street Address	244 EMERALD DR
City	CLARKESVILLE
State	GA
Zip	30523-4290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	EL DOROADO LT 1 BLK 5 DB 1303-808
Legal Subdivision	EL DORADO VILLAGE
Legal Block	5
Legal Lot Number	1
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4023
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 EMERALD DR, CLARKESVILLE, GA 30523-4290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK
Feb 29, 2016	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	20221220
Deed Book / Page	1303 / 808
Prior Transfer Date	May 5, 2015
Prior Transfer Doc	001084/816
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 21, 2022
Property Address	244 EMERALD DR, CLARKESVILLE, GA 30523-4290
Document Number	001303/808
Book / Page	1303 / 808
Instrument Date	Apr 21, 2022
Instrument	2022-001220
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 EMERALD DR, CLARKESVILLE, GA 30523-4290

Mortgage

Document Number	0000001303/0000000810
Date	Apr 27, 2022
Book Page	0000001303/0000000810

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 21, 2022
Property Address	244 EMERALD DR, CLARKESVILLE, GA 30523-4290
Document Number	001303/808
Book / Page	1303 / 808
Instrument Date	Apr 21, 2022
Instrument	2022-001220
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 EMERALD DR, CLARKESVILLE, GA 30523-4290

Mortgage

Document Number	0001303810
Date	Apr 21, 2022
Instrument	1303/810

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2052

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 29, 2016
Property Address	244 EMERALD DR, CLARKESVILLE, GA 30523-4290
Document Number	001105/832
Book / Page	1105 / 832
Instrument Date	Feb 29, 2016
Instrument	2016-000374
Transaction Type	Transfer
Record Updated	Oct 8, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 725, CORNELIA, GA 30531-1011
Investor	Possibly a Property Investor

Mortgage

Document Number	001105/833
Date	Mar 2, 2016
Book Page	1105/833

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,046.00 (+15.27%)	$89,783 (+31.25%) Land $6,000 Building $83,783	$224,458 (+31.25%) Land $15,000 Building $209,458
2023	$1,775.00 (+18.57%)	$68,408 (+18.58%) Land $12,000 Building $56,408	$171,020 (+18.58%) Land $30,000 Building $141,020
2022	$1,497.00	$57,688 Land $10,000 Building $47,688	$144,220 Land $25,000 Building $119,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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