156 Emerald Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 156 Emerald Dr, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,603 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,900 (Dec 2025)
Tax Bill	$1,940 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099 141`

Property Details

APN / Parcel Number

Primary APN	`099 141`
Alternative APNs	`375500` `401668`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,603 sqft Heated Area
Gross Area	1,791 sqft
1st Floor Area	1,225 sqft
Basement Area	294 sqft
Unfinished Basement	294 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Storage Building	168 sqft
Utility Building	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	401668
Street Address	156 EMERALD DR
City	CLARKESVILLE
State	GA
Zip	30523-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11-84 ELDORADOPB76-15 LT3 BLK 4 1394-991
Legal Subdivision	ELDORADO
Legal Block	4
Legal Lot Number	3
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4026
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 EMERALD DR, CLARKESVILLE, GA 30523-4262
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Dec 16, 2025	Deed of Trust, Mortgage TRADITIONS BANK
Oct 31, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Oct 31, 2025 · Amount on Record
Deed Book / Page	1419 / 699
Transfer Doc	000948/982
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	156 EMERALD DR, CLARKESVILLE, GA 30523-4262
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 EMERALD DR, CLARKESVILLE, GA 30523-4262

Mortgage

Document Number	0000001419/0000000701
Date	Dec 29, 2025
Book Page	0000001419/0000000701

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	156 EMERALD DR, CLARKESVILLE, GA 30523-4262
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 EMERALD DR, CLARKESVILLE, GA 30523-4262
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001418/0000000505
Date	Dec 16, 2025
Book Page	0000001418/0000000505

Lender

Name	TRADITIONS BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 31, 2025
Property Address	156 EMERALD DR, CLARKESVILLE, GA 30523-4262
Document Number	01414/1290
Book / Page	1414 / 1290
Instrument Date	Oct 31, 2025
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$2.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 EMERALD DR, CLARKESVILLE, GA 30523-4262

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,940.00 (+517.83%)	$85,127 (-14.3%) Land $12,000 Building $73,127	$212,818 (-14.3%) Land $30,000 Building $182,818
2025	$314.00 Homeowner's exemption Senior Citizen's exemption	$99,337 (+35.43%) Land $36,000 Building $63,337	$248,343 (+35.43%) Land $90,000 Building $158,343
2023	Homeowner's exemption Senior Citizen's exemption	$73,352 (+17.88%) Land $36,000 Building $37,352	$183,380 (+17.88%) Land $90,000 Building $93,380
2022	Homeowner's exemption Senior Citizen's exemption	$62,224 Land $30,000 Building $32,224	$155,560 Land $75,000 Building $80,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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