244 E Payne Ave, Galion, OH 44833 Property Records

Crawford County property record for 244 E Payne Ave, Galion, OH 44833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,130 sqft · built 1880
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (May 2026)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2014 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`19-0025501.000`

Property Details

APN / Parcel Number

Primary APN	`19-0025501.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Basement Area	818 sqft
Unfinished Basement	818 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	330 ft deep x 66 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	244 E PAYNE AVE
City	GALION
State	OH
Zip	44833-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66 X 330 1186 BK 1066PG 2085PB PG
Legal Subdivision	GALION
Jurisdiction	CRAWFORD OH
Township / Civil Division	GALION CITY
Census Block Group	2
Census Block	2010
Census Tract	975100

Owner

Source: Crawford County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 E PAYNE AVE, GALION, OH 44833-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRSTMERIT BANK NA
Dec 2, 2013	Deed of Trust, Mortgage · Line of Credit FIRSTMERIT BANK NA
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage CS TITLE AGENCY, CBUS TITLE AGENCY
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jan 21, 2026	Warranty Deed, Transfer MBS TITLE AGENCY LLC, CBUS TITLE AGENCY LLC
Nov 7, 2025	Limited Warranty Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Sep 12, 2025	Public Action, Foreclosure INSIGHT TITLE COMPANY LLC, INSIGHT TITLE COMPANY
Jul 7, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Dec 17, 2018	Warranty Deed, Transfer SOUTHERN TITLE, SOUTHERN TITLE OF OHIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Sep 12, 2025 · Amount on Record
Deed Document Number	20262218
Deed Book / Page	1069 / 445
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E PAYNE AVE, GALION, OH 44833-2020
Investor	Possibly a Property Investor

Mortgage

Document Number	01057/4730
Date	Feb 5, 2024
Book Page	1057/4730
Instrument	202400000374

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2052

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	AMERICAN MID-OH TITLE, AMERICAN MID OHIO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00995/1015
Date	Jun 5, 2014
Book Page	0995/1015
Instrument	201400178425

Lender

Name	FIRSTMERIT BANK NA
Type	Bank
Address	CANTON, OH 44708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2029

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00991/0726
Date	Dec 2, 2013
Book Page	0991/0726
Instrument	201300175753

Lender

Name	FIRSTMERIT BANK NA
Type	Bank
Address	AKRON, OH 44308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 19, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	May 20, 2026
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Document Number	0000002218
Book / Page	1069 / 445
Instrument Date	May 20, 2026
Instrument	2026.2218
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CS TITLE AGENCY, CBUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90,859.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E PAYNE AVE, GALION, OH 44833-2020

Mortgage

Document Number	0000002219,
Date	May 20, 2026
Instrument	2026..2219

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	May 20, 2026
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Document Number	001069/445
Book / Page	1069 / 445
Instrument Date	May 20, 2026
Instrument	20262218
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE AGENCY, CBUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90,859.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E PAYNE AVE, GALION, OH 44833-2020

Mortgage

Document Number	0000002219,
Date	May 20, 2026
Instrument	20262219

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	Jan 21, 2026
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Document Number	01067/1785
Book / Page	1067 / 1785
Instrument Date	Jan 16, 2026
Instrument	202600000254
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	MBS TITLE AGENCY LLC, CBUS TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2025: Limited Warranty Deed, Foreclosure

Document Type	Limited Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	Nov 7, 2025
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Document Number	01066/2085
Book / Page	1066 / 2085
Instrument Date	Sep 29, 2025
Instrument	202500004780
Transaction Type	Foreclosure
Record Updated	Nov 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11988 EXIT 5 PKWY # PKWY4, PKWY4, FISHERS, IN 46037-7939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Investor	Possibly a Property Investor

September 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CRAWFORD OH
Recording Date	Sep 12, 2025
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Document Number	01065/3064
Book / Page	1065 / 3064
Instrument Date	Jul 30, 2025
Instrument	202500003850
Transaction Type	Foreclosure
Record Updated	Sep 26, 2025
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 W YAMATO RD STE 175, 175, BOCA RATON, FL 33431-4444

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	Jul 7, 2022
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Document Number	001051/569
Book / Page	1051 / 569
Instrument Date	Jul 1, 2022
Instrument	202200227229
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	SOUTHERN TITLE, SOUTHERN TITLE OF OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E PAYNE AVE, GALION, OH 44833-2020
Investor	Possibly a Property Investor

Mortgage

Document Number	202200227230
Date	Jul 7, 2022
Instrument	202200227230

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	Dec 17, 2018
Property Address	244 E PAYNE AVE, GALION, OH 44833-2020
Document Number	01033/1784
Book / Page	1033 / 1784
Instrument Date	Dec 13, 2018
Instrument	201800204955
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	SOUTHERN TITLE, SOUTHERN TITLE OF OHIO

Transaction

Amount	Amount Recorded
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6006 PLUMB RD, GALENA, OH 43021-9710

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Crawford County
Municipality	Galion City
Unified School District	Galion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,765.00 (-17.29%)	$50,080 (-) Land $3,900 Building $46,180	$143,080 (-) Land $11,140 Building $131,940
2024	$2,134.00 (+64.15%)	$50,080 (+69.53%) Land $3,900 Building $46,180	$143,080 (+69.53%) Land $11,140 Building $131,940
2023	$1,300.00 (-2.48%) Additional exemption filed	$29,540 (-) Land $2,850 Building $26,690
2022	$1,333.00 Additional exemption filed	$29,540 Land $2,850 Building $26,690
2021			$84,400 Land $8,140 Building $76,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1981–2013)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims Severe Storms & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALION CITY serves 10,453 people · EPA ID OH1700211
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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