228 E Payne Ave, Galion, OH 44833 Property Records

Crawford County property record for 228 E Payne Ave, Galion, OH 44833

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 812 sqft · built 1922
Lot Size	0.229 acres (9,990 sqft)
Owner	Individual Name on Record
Last Sale	$49,900 (May 2020)
Tax Bill	$809 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-0022586.000`

Property Details

APN / Parcel Number

Primary APN	`19-0022586.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	812 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,990 sqft (0.229 acres)
Lot Dimensions	185 ft deep x 54 ft wide
Terrain	Low
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	228 E PAYNE AVE
City	GALION
State	OH
Zip	44833-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54 X 185 SWPT 1188 SWPT & E1/2 VAC ALLEY BK 1039PG 1669PB PG
Legal Lot Number	939
Jurisdiction	CRAWFORD OH
Township / Civil Division	GALION CITY
Census Block Group	2
Census Block	2010
Census Tract	975100

Owner

Source: Crawford County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 E PAYNE AVE, GALION, OH 44833-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRELANDS FCU
May 13, 2020	Warranty Deed, Transfer · Line of Credit FIRELANDS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Deed Document Number	2020212890
Deed Book / Page	1039 / 1669
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	228 E PAYNE AVE, GALION, OH 44833-2020
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01053/3219
Date	Jan 25, 2023
Book Page	1053/3219
Instrument	202300230262

Lender

Name	FIRELANDS FCU
Type	Credit Union
Address	BELLEVUE, OH 44811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2033

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	May 13, 2020
Property Address	228 E PAYNE AVE, GALION, OH 44833-2020
Document Number	01039/1669
Book / Page	1039 / 1669
Instrument Date	May 8, 2020
Instrument	202000212890
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	E TITLE LLC, THE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E MAIN ST, BELLEVUE, OH 44811-1410

Mortgage

Document Number	202000212891
Date	May 13, 2020
Instrument	202000212891

Lender

Name	FIRELANDS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Crawford County
Municipality	Galion City
Unified School District	Galion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (-0.25%)	$22,950 (-) Land $2,920 Building $20,030	$65,570 (-) Land $8,340 Building $57,230
2024	$811.00 (+50.19%)	$22,950 (+86.74%) Land $2,920 Building $20,030	$65,570 (+86.7%) Land $8,340 Building $57,230
2023	$540.00 (-2.53%) Additional exemption filed	$12,290 (-) Land $2,120 Building $10,170
2022	$554.00 Additional exemption filed	$12,290 Land $2,120 Building $10,170
2021			$35,120 Land $6,060 Building $29,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1981–2013)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims Severe Storms & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALION CITY serves 10,453 people · EPA ID OH1700211
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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