244 E Governor Pl, Saint Charles, MO 63301 Property Records

St. Charles County property record for 244 E Governor Pl, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,842 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,820 (Mar 2026)
Tax Bill	$3,903 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A965000359`

Property Details

APN / Parcel Number

Primary APN	`A965000359`
Alternative APN	`5-0079-7413-00-0053.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	1,417 sqft
Basement Area	1,417 sqft
Finished Basement	425 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Deck Area	Deck Area
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A965000359
Street Address	244 E GOVERNOR PL
City	SAINT CHARLES
State	MO
Zip	63301-4573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PRESIDIO LOT 53
Legal Subdivision	PRESIDIO
Legal Lot Number	53
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1007
Census Tract	310602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 E GOVERNOR PL, SAINT CHARLES, MO 63301-4573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CNB ST LOUIS BANK
Mar 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	202611618
Prior Transfer Date	Aug 24, 2012
Prior Transfer Doc	0058451697
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	244 E GOVERNOR PL, SAINT CHARLES, MO 63301-4573
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E GOVERNOR PL, SAINT CHARLES, MO 63301-4573
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001761
Date	Jan 10, 2022
Instrument	2022R-001761

Lender

Name	CNB ST LOUIS BANK
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 13, 2026
Property Address	244 E GOVERNOR PL, SAINT CHARLES, MO 63301-4573
Document Number	0000011618
Map Reference	MB 33 PG 24
Instrument Date	Mar 10, 2026
Instrument	2026R-011618
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 GARY GLEN DR, SAINT PETERS, MO 63376-1966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	244 E GOVERNOR PL, SAINT CHARLES, MO 63301-4573

Mortgage

Document Number	0000011619
Date	Mar 13, 2026
Instrument	2026R-011619

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 24, 2019
Property Address	244 E GOVERNOR PL, SAINT CHARLES, MO 63301-4573
Document Number	0071471925
Book / Page	7147 / 1925
Map Reference	MB 33 PG 24
Instrument Date	Sep 20, 2019
Instrument	20190924000522590
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 EAST GOVEMOR PLACE, SAINT CHARLES, MO 63301

Mortgage

Document Number	20190924000522600
Date	Sep 24, 2019
Instrument	20190924000522600

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,756 (-)	$314,506 (-) Land $80,000 Building $234,506
2025	$3,903.00 (+7.73%)	$59,756 (+10.84%)	$314,506 (+10.84%) Land $80,000 Building $234,506
2024	$3,623.00
2023		$53,912
2022			$283,746 Land $60,000 Building $223,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	61 (1979–2022)
Claims Outside the SFHA	16 of 61
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 10 claims Flooding, Jun 2011 · 6 claims Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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