233 E Governor Pl, Saint Charles, MO 63301 Property Records

St. Charles County property record for 233 E Governor Pl, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,851 sqft · built 1996
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$211,100 (Oct 2019)
Deeds & MortgagesMar 2022 Sale
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNA965000310

Property Details

APN / Parcel Number

Primary APNA965000310
Alternative APN
  • 5-0079-7413-00-0004.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,851 sqft Living Area
Gross Area4,271 sqft
1st Floor Area1,851 sqft
Basement Area1,813 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
TerrainRolling
Garage TypeAttached
Garage Area607 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area238 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA965000310
Street Address233 E GOVERNOR PL
CitySAINT CHARLES
StateMO
Zip63301-4592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionPRESIDIO LOT 4
Legal SubdivisionPRESIDIO
Legal Lot Number4
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1007
Census Tract310602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address233 E GOVERNOR PL, SAINT CHARLES, MO 63301-4592
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Beneficiary Deed, Transfer
Sep 30, 2019Deed of Trust, Transfer
GOLDEN OAK LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2019 · Amount on Record
Deed SaleOct 7, 2019 · Amount on Record
Prior SaleJul 24, 2009 · Amount on Record
Deed Document Number2019556980
Deed Book / Page7157 / 796
Last Transfer DateMar 8, 2022
Transfer Doc0000014304
Record UpdatedSep 20, 2026

March 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateMar 10, 2022
Property Address233 E GOVERNOR PL, SAINT CHARLES, MO 63301-4592
Document Number0000014304
Map ReferenceMB 33 PG 24
Instrument DateMar 8, 2022
Instrument2022R-014304
Transaction TypeTransfer
Record UpdatedMar 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 B GOVCRNOR PLACE, B, SAINT CHARLES, MO 63301-4592

September 2019: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address233 E GOVERNOR PL, SAINT CHARLES, MO 63301-4592
Document Number0071570798
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Intrafamily Transfer

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 E GOVERNOR PL ST CHARLES MO 633014592, ST CHARLES, MO 63301-4592

Mortgage

Document Number0071570798
DateOct 7, 2019
Book Page007157/000798
Instrument556990
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term360 Months
DueOct 6, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$73,168 (+9.73%)$385,095 (+9.73%) Land $80,000 Building $305,095
2023$66,682
2022$350,960 Land $60,000 Building $290,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims61 (1979–2022)
Claims Outside the SFHA16 of 61
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 10 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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