Kenton County property record for 243 Deverill St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 924 sqft · built 1920 |
| Lot Size | 0.072 acres (3,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Apr 2024) |
| Tax Bill | $2,154 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-32-10-012.00 |
| Primary APN | 026-32-10-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 924 sqft Finished Area |
| Gross Area | 1,294 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,150 sqft (0.072 acres) |
| Lot Dimensions | 105 ft deep x 30 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 243 DEVERILL ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEAVER PT LOTS 296-297 30'X 105' E 10' LOT 296 W 20' LOT 297 |
| Legal Subdivision | WEAVER J J |
| Legal Phase | 1ST |
| Legal Lot Number | 296,29 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 66900 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 DEVERILL ST, LUDLOW, KY 41016-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Apr 9, 2018 | Grant Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG |
| Apr 9, 2018 | Grant Deed, Transfer |
| Jul 10, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Apr 9, 2018 · Amount on Record |
| Deed Document Number | 202475 |
| Deed Book / Page | 280 / 5 |
| Prior Transfer Date | Mar 30, 2018 |
| Prior Transfer Doc | 0005900223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 243 DEVERILL ST, LUDLOW, KY 41016-1326 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 243 DEVERILL ST, LUDLOW, KY 41016-1326 |
| Document Number | 0005900076 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | KCM541/802 |
| Instrument | 24041805900076 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 300 W VINE ST, LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 243 DEVERILL ST, LUDLOW, KY 41016-1326 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 243 DEVERILL ST, LUDLOW, KY 41016-1326 |
| Document Number | 0005900077 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | KCM541/809 |
| Instrument | 24041805900077 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 300 W VINE ST, LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 9, 2018 |
| Property Address | 243 DEVERILL ST, LUDLOW, KY 41016-1326 |
| Document Number | 0000000221 |
| Book / Page | 0C6386 / 000262 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 221 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | VALUAMERICA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 612 ROGERS RD VILLA HILLS KY 410171047, VILLA HILLS, KY 41017-1047 |
| Document Number | 224 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 0C6386/000268 |
| Instrument | 224 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 9, 2018 |
| Property Address | 243 DEVERILL ST, LUDLOW, KY 41016-1326 |
| Document Number | 0000000223 |
| Book / Page | 0C6386 / 000266 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 223 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 243 DEVERILL ST LUDLOW KY 410161326, LUDLOW, KY 41016-1326 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 10, 2017 |
| Property Address | 243 DEVERILL ST, LUDLOW, KY 41016-1326 |
| Document Number | 0000000120 |
| Book / Page | 006197 / 000140 |
| Instrument Date | May 2, 2017 |
| Instrument | 120 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $46.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (-) Land $15,000 Building $150,000 | $165,000 (-) Land $15,000 Building $150,000 | |
| 2025 | $2,154.00 (+59.44%) | $165,000 (+57.14%) Land $10,000 Building $155,000 | $165,000 (+57.14%) Land $10,000 Building $155,000 |
| 2023 | $1,351.00 | $105,000 Land $10,000 Building $95,000 | $105,000 Land $10,000 Building $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 26 (1978–2025) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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