Lancaster County property record for 244 Chesapeake Dr, White Stone, VA 22578
| Property Type | Office Building |
|---|---|
| Details | 2 bd · 1.5 ba · 1,160 sqft · built 1978 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (Dec 2020) |
| Tax Bill | $7 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Dec 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 34A 3 9 |
| Primary APN | 34A 3 9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Gross Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,585 sqft (0.243 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 11621 |
|---|---|
| Street Address | 244 CHESAPEAKE DR |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-2656 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | C1 |
| Legal Description | MAIDEN HALL .2433 AC LOT 10 LR20/2851 |
| Legal Subdivision | MAIDEN HALL |
| Legal Lot Number | 10 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30301 |
244 Chesapeake Dr, a commercial property, is owned by a company that bought it in December 2020.
Source: Lancaster County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1040, WHITE STONE, VA 22578-1040 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK NA |
| Dec 14, 2020 | Warranty Deed, Transfer · Line of Credit VIRGINIA COMMONWEALTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on File |
| Deed Sale | Dec 14, 2020 · Amount on File |
| Deed Document Number | 20202851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 244 CHESAPEAKE DR, WHITE STONE, VA 22578-2656 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | RIVER TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0210002947 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 210002947 |
| Name | BLUE RIDGE BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Dec 14, 2020 |
| Property Address | 244 CHESAPEAKE DR, WHITE STONE, VA 22578-2656 |
| Document Number | 0200002851 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 200002851 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1040, WHITE STONE, VA 22578-1040 |
| Document Number | 0200002852 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 200002852 |
| Name | VIRGINIA COMMONWEALTH BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 11, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 244 Chesapeake Dr was $7.
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Municipality | White Stone Town |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7.00 | $139,300 Land $50,000 Building $89,300 | $139,300 Land $50,000 Building $89,300 |
| 2023 | $599.00 | $95,200 Land $50,000 Building $45,200 | $95,200 Land $50,000 Building $45,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 244 Chesapeake Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 69 individual policies |
| Nearby Flood Policies | 77 units insured incl. 8 condo units |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 244 Chesapeake Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE STONE private · serves 825 people · EPA ID VA4103980 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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