139 Chesapeake Dr, White Stone, VA 22578 Property Records

Lancaster County property record for 139 Chesapeake Dr, White Stone, VA 22578

Property Summary

Property TypeMixed Use Commercial/Industrial
Details2 bd · 1 ba · 1,104 sqft · built 1969
Lot Size1.81 acres (79,061 sqft)
OwnerIndividual Name on Record
Tax Bill$10 (2025)
Deeds & MortgagesOct 2007 Line of Credit
Flood ZoneZone X (minimal risk)
APN34 69

Property Details

APN / Parcel Number

Primary APN34 69
Alternative APN
  • 10859

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
Gross Area2,208 sqft
1st Floor Area1,104 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1986
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area79,061 sqft (1.81 acres)
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number10859
Street Address139 CHESAPEAKE DR
CityWHITE STONE
StateVA
Zip22578-2618
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Commercial/Industrial
Local Zoning CodeC1
Legal DescriptionWHITE STONE 1.815 AC LR03/2028 156/317-P
Legal SubdivisionWHITE STONE
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group2
Census Block2022
Census Tract30302

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1342, KILMARNOCK, VA 22482-1342
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address139 CHESAPEAKE DR, WHITE STONE, VA 22578-2618
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00700/2870
DateOct 25, 2007
Book Page700/2870
Lender
NameEVB
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
MunicipalityWhite Stone Town
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10.00 (-98.99%)$197,200 (+25.85%) Land $108,900 Building $88,300$197,200 (+25.85%) Land $108,900 Building $88,300
2023$987.00$156,700 Land $108,900 Building $47,800$156,700 Land $108,900 Building $47,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE STONE
private · serves 825 people · EPA ID VA4103980
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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