Delta County property record for 244 Cedar St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,872 sqft · built 1975 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Nov 2024) |
| Tax Bill | $1,441 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Mar 2021 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | R011802 |
| Primary APN | R011802 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,872 sqft Living Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R011802 |
|---|---|
| Street Address | 244 CEDAR ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 244 CEDAR ST DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: L LOT: 4 GARNET MESA SUBD /DLTA BLK L LT 4 SEC 18 T15S R95W 6PM BK 445 PG 28(R-349519) BK 458 PG 1180 (R-366622) BK 488 PG 784 (R-389830) BK 611 PG 168 BK 697 PG |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Block | L |
| Legal Lot Number | 4 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 964900 |
244 Cedar St is owned and occupied by two individuals who bought it in November 2024.
Source: Delta County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 244 CEDAR ST, DELTA, CO 81416-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit SOOPER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on File |
| Deed Sale | Nov 19, 2024 · Amount on File |
| Prior Sale | Oct 22, 2021 · Amount on File |
| Deed Document Number | 2024756704 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 22, 2021 |
| Property Address | 244 CEDAR ST, DELTA, CO 81416-2202 |
| Document Number | 733741 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 733741 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 244 CEDAR ST, DELTA, CO 81416-2202 |
| Document Number | 733742 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 733742 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 244 CEDAR ST, DELTA, CO 81416-2202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 727297 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 727297 |
| Name | SOOPER CU |
|---|---|
| Type | Credit Union |
| Address | ARVADA, CO 80003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 244 Cedar St was $1,441, up 10.5% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 (+10.51%) | $21,182 (+7.42%) Land $3,125 Building $18,057 | $338,909 Land $50,000 Building $288,909 |
| 2024 | $1,304.00 (+3.9%) | $19,718 (-) Land $2,823 Building $16,895 | |
| 2023 | $1,255.00 (+21.61%) | $19,718 (+23.22%) Land $2,823 Building $16,895 | $294,289 (+27.82%) Land $42,127 Building $252,162 |
| 2022 | $1,032.00 | $16,002 Land $3,128 Building $12,874 | $230,238 Land $45,000 Building $185,238 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 244 Cedar St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 244 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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