240 Cedar St, Delta, CO 81416 Property Records

Delta County property record for 240 Cedar St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,872 sqft · built 1974
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$364,000 (May 2025)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`R011801`

Property Details

APN / Parcel Number

Primary APN	`R011801`
Alternative APN	`345518313004`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,872 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Radiant
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R011801
Street Address	240 CEDAR ST
City	DELTA
State	CO
Zip	81416-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	240 CEDAR ST DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: L LOT: 5 TOTAL 0.20 AC +- GARNET MESA SUBD /DELTA BLK L LOT 5 SEC 18 T15S R95W 6PM BK 443 PG 1179 (R-347854) BK 452 PG 1608 (R-359599) BK 461 PG 286 (R-369660) B
Legal Subdivision	GARNET MESA SUBDIVISION
Legal Block	L
Legal Lot Number	5
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2026
Census Tract	964900

Owner

240 Cedar St is owned and occupied by two individuals who bought it in May 2025.

Source: Delta County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 CEDAR ST, DELTA, CO 81416-2202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	2025760786
Prior Transfer Date	Sep 26, 2007
Prior Transfer Doc	0000619548
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Sep 14, 2020
Property Address	240 CEDAR ST, DELTA, CO 81416-2202
Document Number	0000721894
Instrument Date	Sep 10, 2020
Instrument	721894
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CEDAR ST, DELTA, CO 81416-2202

Mortgage

Document Number	0000721895
Date	Sep 14, 2020
Instrument	721895

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 240 Cedar St was $1,379, down 49.1% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00 (-49.06%)	$20,272 (+11.7%) Land $3,125 Building $17,147	$324,358 Land $50,000 Building $274,358
2024	$2,707.00 (+134.37%)	$18,149 (-) Land $2,785 Building $15,364
2023	$1,155.00 (+42.42%)	$18,149 (+44.34%) Land $2,785 Building $15,364	$270,874 (+49.73%) Land $41,561 Building $229,313
2022	$811.00	$12,574 Land $3,128 Building $9,446	$180,914 Land $45,000 Building $135,914

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 240 Cedar St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20