244 Bay Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 244 Bay Rd, Bowdoinham, ME 04008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 850 sqft · built 1959
Lot Size3.28 acres (142,877 sqft)
Owner2 Individual Names on File
Tax Bill$4,789 (2025)
Deeds & MortgagesFeb 2024 Sale
Feb 2023 Refinance
Flood ZoneZone X (minimal risk)
APNBOWN M:R09 L:046

Property Details

APN / Parcel Number

Primary APNBOWN M:R09 L:046
Alternative APN
  • 818

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area850 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Lot Area142,877 sqft (3.28 acres)

Location & Zoning

Account Number818
Street Address244 BAY RD
CityBOWDOINHAM
StateME
Zip04008-4012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number46
JurisdictionBOWDOINHAM ME
Township / Civil DivisionBOWDOINHAM
Census Block Group5
Census Block5032
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

244 Bay Rd is owned and occupied by two individuals who acquired it in February 2024.

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address244 BAY RD, BOWDOINHAM, ME 04008-4012
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Warranty Deed, Transfer
Feb 6, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
MAINE COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 22, 2024
Transfer Doc0000000967
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOWDOINHAM ME
Recording DateFeb 29, 2024
Property Address244 BAY RD, BOWDOINHAM, ME 04008-4012
Document Number0000000967
Instrument DateFeb 22, 2024
Instrument2024R-00967
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address244 BAY RD, BOWDOINHAM, ME 04008-4012

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address244 BAY RD, BOWDOINHAM, ME 04008-4012
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000515
DateFeb 6, 2023
Instrument2023R-00515
Lender
NameMAINE COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 244 Bay Rd was $4,789, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoinham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,789.00 (+5.28%)$216,600 (-) Land $66,100 Building $150,500
2024$4,549.00 (+7.69%)$216,600 (-) Land $66,100 Building $150,500
2023$4,224.00 (+62.27%)$216,600 (+50.52%) Land $66,100 Building $150,500
2022$2,603.00$143,900 Land $55,100 Building $88,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 244 Bay Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOWDOINHAM WATER DISTRICT
serves 738 people · EPA ID ME0090210
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rd

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