231 Bay Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 231 Bay Rd, Bowdoinham, ME 04008

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1986
Lot Size2.49 acres (108,464 sqft)
OwnerIndividual Name on Record
Last Sale$102,200 (Jun 2006)
Tax Bill$4,300 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNBOWN M:R09 L:048

Property Details

APN / Parcel Number

Primary APNBOWN M:R09 L:048
Alternative APN
  • 821

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,040 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Lot Area108,464 sqft (2.49 acres)

Location & Zoning

Account Number821
Street Address231 BAY RD
CityBOWDOINHAM
StateME
Zip04008-4004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number48
JurisdictionBOWDOINHAM ME
Township / Civil DivisionBOWDOINHAM
Census Block Group1
Census Block1047
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address231 BAY RD, BOWDOINHAM, ME 04008-4004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2006 · Amount on Record
Deed SaleJun 6, 2006 · Amount on Record
Deed Document Number20064647
Deed Book / Page2731 / 47
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address231 BAY RD, BOWDOINHAM, ME 04008-4004
Transaction TypeMortgage
Record UpdatedMay 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003202
DateMay 9, 2022
Instrument2022R-03202
Lender
NameATLANTIC REGIONAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoinham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,300.00 (+5.26%)$194,500 (-) Land $69,000 Building $125,500
2024$4,085.00 (+7.7%)$194,500 (-) Land $69,000 Building $125,500
2023$3,793.00 (+29.99%)$194,500 (+20.58%) Land $69,000 Building $125,500
2022$2,918.00$161,300 Land $57,500 Building $103,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2012)
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bay Rd

Nearby Streets

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