2439 Messi St, Laredo, TX 78041 Property Records

Webb County property record for 2439 Messi St, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 2020
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on Record
Tax Bill	$1,916 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987-76002-350`

Property Details

APN / Parcel Number

Primary APN	`987-76002-350`
Alternative APN	`785688`

Interior

Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	221 sqft
Balcony Area	121 sqft

Location & Zoning

Street Address	2439 MESSI ST
City	LAREDO
State	TX
Zip	78041-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAMFORD HEIGHTS SUBD. PHASE I BLK 2 LOT 35
Legal Subdivision	STAMFORD HEIGHTS SUBD. PHASE I
Legal Phase	I
Legal Block	2
Legal Lot Number	35
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1004
Census Tract	1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2439 MESSI ST, LAREDO, TX 78041-2164
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
May 5, 2020	Vendor's Lien, Transfer · Commercial Mortgage TEXAS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 13, 2020
Property Address	2439 MESSI ST, LAREDO, TX 78041-2164
Document Number	004880/407
Book / Page	4880 / 407
Map Reference	VOL 37 PG 60&61
Instrument Date	Oct 8, 2020
Instrument	1406933
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 MESSI ST, LAREDO, TX 78041-2164

Mortgage

Document Number	0001406934
Date	Oct 13, 2020
Instrument	1406934

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 5, 2020
Property Address	2439 MESSI ST, LAREDO, TX 78041-2164
Document Number	004778/457
Book / Page	4778 / 457
Map Reference	VOL 37 PG 60&61
Instrument Date	Apr 29, 2020
Instrument	1390963
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 GRAND CENTRAL BLVD STE A, A, LAREDO, TX 78045-9458

Mortgage

Document Number	0001390964
Date	May 5, 2020
Instrument	1390964

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 29, 2021

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,518 (+0.21%) Land $67,760 Building $311,758	$379,518 (-0.51%) Land $67,760 Building $311,758
2025	$1,916.00 (-11.3%) Homeowner's exemption	$378,730 (+21%)	$381,480 (+21.88%)
2024	$2,160.00 (+3.55%)
2023		$313,000 Land $62,755 Building $250,245	$313,000 Land $62,755 Building $250,245
2022	$2,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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