2435 Messi St, Laredo, TX 78041 Property Records

Webb County property record for 2435 Messi St, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 2022
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,666 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987-76002-370`

Property Details

APN / Parcel Number

Primary APN	`987-76002-370`
Alternative APN	`785686`

Interior

Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft

Location & Zoning

Street Address	2435 MESSI ST
City	LAREDO
State	TX
Zip	78041-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAMFORD HEIGHTS SUBD. PHASE I BLK 2 LOT 37
Legal Subdivision	STAMFORD HEIGHTS SUBD. PHASE I
Legal Phase	I
Legal Block	2
Legal Lot Number	37
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1004
Census Tract	1602

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2435 MESSI ST, LAREDO, TX 78041-2164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK/COMMERCE
Jan 19, 2021	Vendor's Lien, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 18, 2025
Transfer Doc	005773/856
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Jul 13, 2026
Property Address	2435 MESSI ST, LAREDO, TX 78041-2164
Document Number	0001592726
Book / Page	6073 / 679
Instrument Date	Jul 8, 2026
Instrument	20261592726
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 MESSI ST, LAREDO, TX 78041-2164

Mortgage

Document Number	0001592726,
Date	Jul 13, 2026
Book Page	6073/679
Instrument	20261592726

Lender

Name	INTERNATIONAL BANK/COMMERCE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2046

Interest

Rate	6.52%
Max Rate	-1%

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 19, 2021
Property Address	2435 MESSI ST, LAREDO, TX 78041-2164
Document Number	004939/691
Book / Page	4939 / 691
Map Reference	VOL 37 PG 60-61
Instrument Date	Jan 14, 2021
Instrument	1416015
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BALBOA ST, LAREDO, TX 78043-4138

Mortgage

Document Number	0001416016
Date	Jan 19, 2021
Instrument	1416016

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,995 (+17.08%) Land $67,760 Building $284,235	$351,995 (+17.08%) Land $67,760 Building $284,235
2024	$1,666.00 (+292%)
2023		$300,655 Land $62,755 Building $237,900	$300,655 Land $62,755 Building $237,900
2022	$425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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