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2439 Downer Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 2439 Downer Ave, Richmond, CA 94804 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage1,150 sqft Living Area
Lot Size3,201 sqft (0.074 acres)
OccupancyOwner Occupied
Last Sale$120,000 (1995)
Tax Bill$4,237.00 (2025)

Property Details

APN / Parcel Number

Primary APN528-260-022-9
Alternative APN
  • 528-260-022

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,150 sqft Living Area
Gross Area1,371 sqft Gross Area
1st Floor1,150 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area3,201 sqft (0.074 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area221 sqft Garage

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Street Address2439 DOWNER AVE
CityRICHMOND
StateCA
Zip94804-1437
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSCHAPIRO CENTRAL LOT 8 BLK 2
Legal SubdivisionSCHAPIROS CENTRAL
Legal Block2
Legal Lot Number8
JurisdictionCONTRA COSTA CA
Minor Civil DivisionWEST CONTRA COSTA
Census Blockgroup4
Census Block4001
Census Tract374000

Owner

Source: Contra Costa County records · APN 528-260-022-9

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2439 DOWNER AVE, RICHMOND, CA 94804-1437
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Person or Individual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Jan 16, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CAL MUTUAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 1995 · Amount on Record
Deed SaleOct 31, 1995 · Amount on Record
Deed Doc Number1995189591
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateJun 16, 2026
Property Address2439 DOWNER AVE, RICHMOND, CA 94804-1437
Document Number0000062830
Instrument DateJun 11, 2026
Instrument202662830
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 DOWNER AVE, RICHMOND, CA 94804-1437

Mortgage

Document Number0000062830,
DateJun 16, 2026
Instrument202662830
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2439 DOWNER AVE, RICHMOND, CA 94804-1437
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000106653
DateJun 15, 2017
Instrument2017-106653
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2439 DOWNER AVE, RICHMOND, CA 94804-1437
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 DOWNER AVE, RICHMOND, CA 94804-1437

Mortgage

Document Number0000083508
DateMar 19, 2021
Instrument2021-083508
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2439 DOWNER AVE, RICHMOND, CA 94804-1437
Document Number0000009888
Instrument DateJan 16, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 DOWNER AVE RICHMOND CA 948041437, RICHMOND, CA 94804-1437

Mortgage

Document Number0000009888
DateJan 23, 2018
Instrument9888
Lender
NameCAL MUTUAL INC
Address2040 S SANTA CRUZ ST, ANAHEIM, CA 92805-6821
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 22, 2048

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$203,308 (+2%) Land $102,654 Building $100,654
2025$4,237.00 (+2.86%) Homeowner's exemption$199,323 (+4.04%) Land $100,642 Building $98,681
2023$4,119.00 (+2.59%) Homeowner's exemption$191,585 Land $96,735 Building $94,850
2022$4,015.00

Flood & Wildfire

2439 Downer Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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