Okaloosa County property record for 2439 Cumberland Way, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,374 sqft · built 2007 |
| Lot Size | 0.503 acres (21,905 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,400 (Jul 2007) |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-963-7833-6 |
| Primary APN | C56-000-963-7833-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 2,374 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 21,905 sqft (0.503 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Porch | Florida Room |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2439 CUMBERLAND WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-4369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARNEGIE HILLS PH I LOT 7 BLK E |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 30 |
| Legal Subdivision | CARNEGIE HILLS |
| Legal Phase | 1 |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20303 |
2439 Cumberland Way is owned and occupied by two individuals who bought it in July 2007.
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2439 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Jan 31, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2007 · Amount on File |
| Deed Sale | Jul 18, 2007 · Amount on File |
| Deed Document Number | 20072436021 |
| Deed Book / Page | 2796 / 4067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2439 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2439 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Document Number | 0035174690 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 3517/4690 |
| Instrument | 3421335 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2439 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Document Number | 0034431478 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING-FL |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2439 CUMBERLAND WAY CRESTVIEW FL 325364369, CRESTVIEW, FL 32536-4369 |
| Document Number | 0034431478 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 003443/001478 |
| Instrument | 3336301 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2050 |
The 2025 property tax bill for 2439 Cumberland Way was $1,937 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,937.00 Homeowner's exemption | $226,772 | $378,313 Land $29,678 Building $348,635 |
| 2023 | $1,824.00 (+2.47%) Homeowner's exemption | $213,962 (+3%) | $359,665 (+8.6%) Land $25,214 Building $334,451 |
| 2022 | $1,780.00 Homeowner's exemption | $207,730 | $331,197 Land $23,565 Building $307,632 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2439 Cumberland Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2439 Cumberland Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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