Okaloosa County property record for 2429 Cumberland Way, Crestview, FL 32536 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,574 sqft Heated Area |
| Lot Size | 22,040 sqft (0.505 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2020) |
| Tax Bill | $2,339.00 (2025) |
| Primary APN | C56-000-963-7828-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,574 sqft Heated Area |
| Gross Area | 3,559 sqft Gross Area |
| 1st Floor | 2,574 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 22,040 sqft (0.505 acres) |
| Garage Type | Finished Garage |
| Garage Area | 591 sqft Garage |
| Porch | Open Porch |
| Porch Area | 394 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 2429 CUMBERLAND WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-4369 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CARNEGIE HILLS PH I LOT 2 BLK E |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 30 |
| Legal Subdivision | CARNEGIE HILLS PH1 |
| Legal Phase | 1 |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | CRESTVIEW |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 20303 |
Source: Okaloosa County records · APN C56-000-963-7828-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2429 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity, Secondary Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 24, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 21, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | May 21, 2019 · Amount on Record |
| Deed Doc Number | 3394674 |
| Deed Book / Page | 3495 / 1736 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2429 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LIBERTY TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0032883382 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 3288/3382 |
| Instrument | 3119591 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.75% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 2429 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Document Number | 0034951736 |
| Book / Page | 3495 / 1736 |
| Map Reference | MB 23 PG 23 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 3394674 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3058 CROWN CREEK CIR, 3058, CRESTVIEW, FL 32539-9000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2429 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Document Number | 0034951738 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 3495/1738 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 21, 2019 |
| Property Address | 2429 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Document Number | 0033994890 |
| Book / Page | 3399 / 4890 |
| Map Reference | MB 23 PG 23 |
| Instrument Date | May 14, 2019 |
| Instrument | 3279036 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 E NEW JERSEY AVE, 205, SOUTHERN PINES, NC 28387-4967 |
| Name | Verified Name |
|---|---|
| Address | 2429 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369 |
| Document Number | 0033994892 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 3399-4892 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,339.00 (+5.98%) Homeowner's exemption | $268,938 (+5.99%) | $402,967 (+5.19%) Land $29,678 Building $373,289 |
| 2023 | $2,207.00 (+2.37%) Homeowner's exemption | $253,747 (+3%) | $383,076 (+8.62%) Land $25,214 Building $357,862 |
| 2022 | $2,156.00 Homeowner's exemption | $246,356 | $352,687 Land $23,565 Building $329,122 |
2429 Cumberland Way is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 19th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 935 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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