2438 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 2438 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,784 sqft · built 2016
Lot Size	9.04 acres (394,087 sqft)
Owner	2 Individual Names on File
Last Sale	$102,000 (Jan 2015)
Tax Bill	$9,510 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`519-240-01-004-002`

Property Details

APN / Parcel Number

Primary APN	`519-240-01-004-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	1,208 sqft
Upper Floors Area	576 sqft
Basement Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	394,087 sqft (9.04 acres)

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	2438 TROY RD
City	DELAWARE
State	OH
Zip	43015-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 2 TRACT 1
Legal Subdivision	UNITED STATES MILITARY LANDS
Legal Tract	1
Legal Lot Number	2
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2048
Census Tract	11200

Owner

2438 Troy Rd is owned and occupied by two individuals who bought it in January 2015.

Source: Delaware County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2438 TROY RD, DELAWARE, OH 43015-9737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2015 · Amount on File
Deed Sale	Jan 7, 2015 · Amount on File
Prior Sale	Feb 24, 2009 · Amount on File
Deed Document Number	2015540
Deed Book / Page	1327 / 375
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2438 TROY RD, DELAWARE, OH 43015-9737
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027165
Date	Dec 20, 2023
Book Page	2068/1811
Instrument	202300027165

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2438 Troy Rd was $9,510, up 4.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,510.00 (+4.69%)	$171,500 (-) Land $57,890 Building $113,610	$490,000 Land $165,400 Building $324,600
2024	$9,084.00 (-4.19%) Homeowner's exemption	$171,500 (-8.6%) Land $57,890 Building $113,610
2023	$9,481.00 Homeowner's exemption	$187,640 Land $57,890 Building $129,750	$490,000 Land $165,400 Building $324,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2438 Troy Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2438 Troy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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