Wells County property record for 2438 E 400 N, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1987 |
| Lot Size | 5.9 acres (257,004 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-16-200-016.000-010 |
| Primary APN | 90-05-16-200-016.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 257,004 sqft (5.9 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Heating System | Central |
|---|
| Account Number | 00001576246 |
|---|---|
| Street Address | 2438 E 400 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-8935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-27-12 5.9A E PT N 626.1' N W W OF RR |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40400 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2438 E 400 N, OSSIAN, IN 46777-8935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2007 |
| Deed Sale | Sep 10, 2007 |
| Prior Sale | Jul 10, 2007 · Amount on Record |
| Deed Book / Page | 146 / 381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 2438 E 400 N, OSSIAN, IN 46777-8935 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | MERIDIAN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 20214184 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 20214184 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,654.00 (+9.61%) Homeowner's exemption | $211,500 (-1.17%) Land $95,900 Building $115,600 | $211,500 (-1.17%) Land $95,900 Building $115,600 |
| 2024 | $1,509.00 (+15.63%) | ||
| 2023 | $214,000 (+13.65%) Land $85,800 Building $128,200 | $214,000 (+13.65%) Land $85,800 Building $128,200 | |
| 2022 | $1,305.00 | $188,300 Land $63,500 Building $124,800 | $188,300 Land $63,500 Building $124,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TWN Communications Fiber | 1,000 / 1,000 |
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Mediacom Xtream.
5G (outdoors only) and 4G LTE
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