2437 Watson St, Sacramento, CA 95864 Property Records

Sacramento County property record for 2437 Watson St, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,094 sqft · built 1949
Lot Size	0.162 acres (7,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2022)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`281-0053-003-0000`

Property Details

APN / Parcel Number

Primary APN	`281-0053-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	1,347 sqft
1st Floor Area	1,094 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,060 sqft (0.162 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2437 WATSON ST
City	SACRAMENTO
State	CA
Zip	95864-0722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DEL PASO MANOR 11, LOT 2009
Legal Subdivision	DEL PASO MANOR 11
Legal Lot Number	2009
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	5701

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage HAWS INC
Mar 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage DANIEL R LOURIN
Jul 5, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
May 9, 2022	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Feb 11, 2021	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Feb 11, 2021 · Amount on Record
Deed Book / Page	20220509 / 1046
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	10010000000881
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722

Mortgage

Document Number	0000001027
Date	Jan 24, 2022
Instrument	2022012401027

Lender

Name	HAWS INC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722

Mortgage

Document Number	0000000679
Date	Mar 28, 2022
Instrument	2022032800679

Lender

Name	DANIEL R LOURIN
Type	Private Party
Address	2835 BELLERA WAY, SACRAMENTO, CA 95821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000035
Date	Jul 5, 2023
Instrument	2023070500035

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jun 1, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 9, 2022
Property Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722
Document Number	0000001046
Map Reference	MB 28 MAP 36
Instrument Date	May 4, 2022
Instrument	2022050901046
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722

Mortgage

Document Number	0000001047
Date	May 9, 2022
Instrument	2022050901047

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 11, 2021
Property Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722
Document Number	0000001699
Map Reference	MB 28 PG 36
Instrument Date	Feb 8, 2021
Instrument	202102111699
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722

Mortgage

Document Number	0000001700
Date	Feb 11, 2021
Instrument	202102111700

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 1, 2019
Property Address	2437 WATSON ST, SACRAMENTO, CA 95864-0722
Document Number	1910010881
Instrument Date	Aug 26, 2019
Instrument	1910010881
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2835 BECERRA WAY SACRAMENTO CA 958215420, SACRAMENTO, CA 95821-5420

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,972 (+2%) Land $146,128 Building $286,844
2025	$6,403.00 (+20.13%)	$424,483 (+4.04%) Land $143,263 Building $281,220
2024	$5,330.00 (+8.09%)
2023	$4,931.00 (+15.75%)	$408,000 Land $137,700 Building $270,300
2022	$4,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	9 (1986–1997)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SSWD - DEL PASO MANOR SERVICE AREA serves 4,854 people · EPA ID CA3410007
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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