24351 Rutherford Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24351 Rutherford Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 2001
Lot Size0.493 acres (21,496 sqft)
Owner2 Individual Names on Record
Last Sale$830,000 (Feb 2024)
Tax Bill$9,965 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288-542-31-00

Property Details

APN / Parcel Number

Primary APN288-542-31-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,800 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area21,496 sqft (0.493 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address24351 RUTHERFORD RD
CityRAMONA
StateCA
Zip92065-4025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 373 TR 007706
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007706
Legal Block4
Legal Lot Number373
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4000
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24351 RUTHERFORD RD, RAMONA, CA 92065-4025
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Grant Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 24, 2020Grant Deed, Transfer · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2024 · Amount on Record
Deed SaleFeb 26, 2024 · Amount on Record
Prior SaleAug 24, 2020 · Amount on Record
Deed Document Number202447737
Prior Transfer DateJun 22, 2015
Prior Transfer Doc0000067081
Record UpdatedOct 29, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 26, 2024
Property Address24351 RUTHERFORD RD, RAMONA, CA 92065-4025
Document Number0000047737
Map ReferenceMAP 7706
Instrument DateFeb 7, 2024
Instrument2024-0047737
Transaction TypeTransfer
Record UpdatedMar 6, 2024
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24351 RUTHERFORD RD, RAMONA, CA 92065-4025

Mortgage

Document Number0000047738
DateFeb 26, 2024
Instrument2024-0047738
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24351 RUTHERFORD RD, RAMONA, CA 92065-4025
Transaction TypeMortgage
Record UpdatedAug 1, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address24351 RUTHERFORD RD, RAMONA, CA 92065-4025

Mortgage

Document Number0000577869
DateAug 13, 2021
Instrument2021-0577869
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 24, 2020
Property Address24351 RUTHERFORD RD, RAMONA, CA 92065-4025
Document Number0000480408
Instrument DateJul 29, 2020
Instrument480408
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address24351 RUTHERFORD RD RAMONA CA 920654025, RAMONA, CA 92065-4025

Mortgage

Document Number480409
DateAug 24, 2020
Instrument480409
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 23, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$863,523 (+2%) Land $317,469 Building $546,054
2025$9,965.00 (+42.3%)$846,593 (+42.76%) Land $311,245 Building $535,348
2023$7,003.00 (-1.34%) Homeowner's exemption$593,026 Land $218,023 Building $375,003
2022$7,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 77% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

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