San Diego County property record for 24338 Rutherford Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,610 sqft · built 1990 |
| Lot Size | 0.428 acres (18,631 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $505,000 (Jul 2015) |
| Tax Bill | $7,335 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-542-02-00 |
| Primary APN | 288-542-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,610 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Tile |
| Lot Area | 18,631 sqft (0.428 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 24338 RUTHERFORD RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 84 TR 007706 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007706 |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24338 RUTHERFORD RD, RAMONA, CA 92065-4085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2015 · Amount on Record |
| Deed Sale | Jul 7, 2015 · Amount on Record |
| Prior Sale | Feb 28, 2006 · Amount on Record |
| Deed Document Number | 2015354421 |
| Prior Transfer Date | Nov 24, 2009 |
| Prior Transfer Doc | 0000676552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24338 RUTHERFORD RD, RAMONA, CA 92065-4085 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 24338 RUTHERFORD RD, RAMONA, CA 92065-4085 |
| Document Number | 0000317987 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023-0317987 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24338 RUTHERFORD RD, RAMONA, CA 92065-4085 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000167457 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2020-0167457 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $609,762 (+2%) Land $326,937 Building $282,825 | |
| 2025 | $7,335.00 (+6.57%) | $597,807 (+4.04%) Land $320,527 Building $277,280 |
| 2023 | $6,883.00 (-1.4%) | $574,596 Land $308,082 Building $266,514 |
| 2022 | $6,981.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2005–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL | 100 / 20 |
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