2435 Pine Pl, Ferndale, WA 98248 Property Records

Whatcom County property record for 2435 Pine Pl, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,842 sqft · built 1983
Lot Size0.225 acres (9,818 sqft)
OwnerOwner on Record
Last Sale$215,229 (Jul 2003)
Tax Bill$1,762 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN46192

Property Details

APN / Parcel Number

Primary APN46192
Alternative APNs
  • 390219 080527 0000
  • 93841

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,842 sqft Living Area
1st Floor Area1,842 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,818 sqft (0.225 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area42 sqft
Deck Area200 sqft
Patio Area548 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number46192
Street Address2435 PINE PL
CityFERNDALE
StateWA
Zip98248-9264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS8.5
Legal DescriptionROYAL VIEW ESTATES DIV 1 LOT 9
Legal Range02
Legal Township39
Legal Section19
Legal SubdivisionROYAL VIEW ESTATES DIV 1
Legal Lot Number9
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1003
Census Tract10503

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner on Record
Mailing Address2435 PINE PL, FERNDALE, WA 98248-9264
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2003 · Amount on Record
Deed SaleJul 25, 2003 · Amount on Record
Prior SaleFeb 9, 2001 · Amount on Record
Deed Document Number2030705647
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2435 PINE PL, FERNDALE, WA 98248-9264
Document Number2180702341
Instrument DateJul 5, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2435 PINE PL FERNDALE WA 982489264, FERNDALE, WA 98248-9264

Mortgage

Document Number2180702341
DateJul 23, 2018
Instrument702341
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 22, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,762.00 (+221.53%) Senior Citizen's exemption$235,265 (-) Land $85,000 Building $150,265$592,735 (+19.06%) Land $224,070 Building $368,665
2022$235,265 Land $85,000 Building $150,265$497,851 Land $168,534 Building $329,317
2021$548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Ziply Fiber.

Nearby Properties on Pine Pl

Nearby Streets

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