2427 Pine Pl, Ferndale, WA 98248 Property Records

Whatcom County property record for 2427 Pine Pl, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,118 sqft · built 1989
Lot Size	0.257 acres (11,199 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Mar 2024)
Tax Bill	$4,623 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54809`

Property Details

APN / Parcel Number

Primary APN	`54809`
Alternative APNs	`390219 088510 0000` `93864`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,199 sqft (0.257 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	286 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	54809
Street Address	2427 PINE PL
City	FERNDALE
State	WA
Zip	98248-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	ROYAL VIEW ESTATES DIV 1 LOT 5
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	ROYAL VIEW ESTATES DIV 1
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1003
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2427 PINE PL, FERNDALE, WA 98248-9264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Aug 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	2024-0300449
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 8, 2024
Property Address	2427 PINE PL, FERNDALE, WA 98248-9264
Document Number	0000300449
Map Reference	VOL 14 PG 107
Instrument Date	Mar 4, 2024
Instrument	2024-0300449
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 PINE PL, FERNDALE, WA 98248-9264

Mortgage

Document Number	0000300450
Date	Mar 8, 2024
Instrument	2024-0300450

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 22, 2023
Property Address	2427 PINE PL, FERNDALE, WA 98248-9264
Document Number	0000801700
Map Reference	VOL 14 PG 107
Instrument Date	Aug 17, 2023
Instrument	2023-0801700
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 ORLEANS ST UNIT 32175, 32175, BELLINGHAM, WA 98228-9179

Mortgage

Document Number	0000801701
Date	Aug 22, 2023
Instrument	2023-0801701

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,623.00 (+35.21%)	$617,133 (+34.49%) Land $224,070 Building $393,063	$617,133 (+34.49%) Land $224,070 Building $393,063
2022		$458,873 Land $168,534 Building $290,339	$458,873 Land $168,534 Building $290,339
2021	$3,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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