2435 Oneida Ln, Naperville, IL 60563 Property Records

DuPage County property record for 2435 Oneida Ln, Naperville, IL 60563

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,510 sqft · built 2000
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 2023)
Tax Bill$5,466 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-09-310-135

Property Details

APN / Parcel Number

Primary APN07-09-310-135

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,510 sqft Living Area
1st Floor Area84 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area15,682 sqft (0.36 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2435 ONEIDA LN
CityNAPERVILLE
StateIL
Zip60563-4073
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTHE ENCLAVE AT COUNTRY LAKES CONDO UNIT 48-2435-48 .2454 PERCENT COM INT
Legal SubdivisionTHE ENCLAVE AT COUNTRY LAKES CONDO
Legal Lot NumberB#48
Legal Unit48
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2015
Census Tract846411

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4832 FESSENEVA LN, NAPERVILLE, IL 60564-5769
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC
Sep 25, 2023Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleOct 4, 2000 · Amount on Record
Deed Document Number202361747
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address2435 ONEIDA LN, NAPERVILLE, IL 60563-4073
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanyUNKNOWN, LTS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4832 FESSENEVA LN, NAPERVILLE, IL 60564-5769

Mortgage

Document Number0000060556
DateSep 26, 2025
InstrumentR2025-060556
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055
Interest
Rate TypeFixed Rate
Rate7.37%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 25, 2023
Property Address2435 ONEIDA LN, NAPERVILLE, IL 60563-4073
Document Number0000061747
Map ReferenceDOC R1999-233931
Instrument DateAug 31, 2023
InstrumentR2023-061747
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4832 FRESSENEVA LN, NAPERVILLE, IL 60564-5769

Mortgage

Document Number0000061748
DateSep 25, 2023
InstrumentR2023-061748
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,466.00 (+3.6%)$92,710 (+9.67%) Land $18,210 Building $74,500$278,130 (+9.67%) Land $54,630 Building $223,500
2024$5,276.00 (+17.77%)$84,535 (+18.13%) Land $16,604 Building $67,931$253,605 (+18.13%) Land $49,812 Building $203,793
2022$4,480.00 Homeowner's exemption$71,560 Land $14,060 Building $57,500$214,680 Land $42,180 Building $172,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–1996)
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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