DuPage County property record for 2428 Oneida Ln, Naperville, IL 60563
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,412 sqft · built 2000 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Mar 2016) |
| Tax Bill | $4,847 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-310-120 |
| Primary APN | 07-09-310-120 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 646 sqft |
| 2nd Floor Area | 766 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2428 ONEIDA LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-4074 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE ENCLAVE AT COUNTRY LAKES CONDO UNIT 35-2428-47 .2312 PERCENT COM INT |
| Legal Subdivision | THE ENCLAVE AT COUNTRY LAKES CONDO |
| Legal Lot Number | B#35 |
| Legal Unit | 35 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 846411 |
2428 Oneida Ln, a condominium, is owned and occupied by an individual who bought it in March 2016.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2428 ONEIDA LN, NAPERVILLE, IL 60563-4074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on File |
| Deed Sale | Mar 30, 2016 · Amount on File |
| Prior Sale | Jun 27, 2014 · Amount on File |
| Deed Document Number | 201629879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2428 ONEIDA LN, NAPERVILLE, IL 60563-4074 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000101133 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | R2021-101133 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2428 ONEIDA LN, NAPERVILLE, IL 60563-4074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000125570 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | R2020-125570 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2428 Oneida Ln was $4,847 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,847.00 | $90,209 Land $15,855 Building $74,354 | $270,627 Land $47,565 Building $223,062 |
| 2022 | $4,348.00 Homeowner's exemption | $69,630 Land $12,240 Building $57,390 | $208,890 Land $36,720 Building $172,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2428 Oneida Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2428 Oneida Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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