2435 Clifftops Ave, Monteagle, TN 37356 Property Records

Marion County property record for 2435 Clifftops Ave, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,992 sqft · built 1993
Lot Size	5.23 acres (227,819 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Sep 2021)
Tax Bill	$1,503 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`058043 06000`

Property Details

APN / Parcel Number

Primary APN	`058043 06000`
Alternative APN	`043 06000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2018
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	227,819 sqft (5.23 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	96 sqft
Patio Area	608 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2435 CLIFFTOPS AVE
City	MONTEAGLE
State	TN
Zip	37356-2089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: C01
Legal Subdivision	CLIFFTOPS
Legal Lot Number	112
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1089
Census Tract	50302

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2435 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK
May 2, 2018	Warranty Deed, Transfer METROPOLITAN ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	21005277
Deed Book / Page	550 / 117
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Sep 24, 2021
Property Address	2435 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2089
Document Number	550117
Book / Page	550 / 117
Map Reference	MB 4 PG 86
Instrument Date	Sep 17, 2021
Instrument	21005277
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2089

Mortgage

Document Number	21005278
Date	Sep 24, 2021
Instrument	21005278

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	May 2, 2018
Property Address	2435 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2089
Document Number	5011494
Book / Page	000501 / 001494
Instrument Date	Apr 27, 2018
Instrument	1630
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount Recorded
Tax	$1,213.23
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 CLIFFTOPS AVE MONTEAGLE TN 373562089, MONTEAGLE, TN 37356-2089

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,503.00	$85,375 (-) Land $23,850 Building $61,525
2023		$85,375 Land $23,850 Building $61,525
2022	$1,503.00
2021			$341,500 Land $95,400 Building $246,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: SVEConnect.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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