2351 Clifftops Ave, Monteagle, TN 37356 Property Records

Marion County property record for 2351 Clifftops Ave, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1999
Lot Size	5.09 acres (221,720 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2020)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058043 05700`

Property Details

APN / Parcel Number

Primary APN	`058043 05700`
Alternative APN	`043 05700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	221,720 sqft (5.09 acres)
Porch	Open Porch
Porch Area	512 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2351 CLIFFTOPS AVE
City	MONTEAGLE
State	TN
Zip	37356-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: C01
Legal Subdivision	CLIFFTOPS
Legal Lot Number	115
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1088
Census Tract	50302

Owner

2351 Clifftops Ave is owned by two individuals who bought it in September 2020.

Source: Marion County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 JENNIFER CT, MURFREESBORO, TN 37129-5263
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST VISION BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Jul 19, 2013 · Amount on File
Deed Document Number	20003699
Deed Book / Page	531 / 369
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	2351 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	526329
Date	Apr 28, 2020
Book Page	526/329
Instrument	20001807

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Sep 1, 2020
Property Address	2351 CLIFFTOPS AVE, MONTEAGLE, TN 37356-2006
Document Number	531369
Book / Page	531 / 369
Map Reference	MB 4 PG 86
Instrument Date	Aug 28, 2020
Instrument	20003699
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BELL & ALEXANDER TTL SVCS IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	906 JENNIFER CT, MURFREESBORO, TN 37129-5263

Mortgage

Document Number	20003700
Date	Sep 1, 2020
Instrument	20003700

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2351 Clifftops Ave was $1,178.

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00	$66,900 (-) Land $23,375 Building $43,525
2024	$1,178.00	$66,900 (-) Land $23,375 Building $43,525
2023		$66,900 Land $23,375 Building $43,525
2022	$1,178.00
2021			$267,600 Land $93,500 Building $174,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2351 Clifftops Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2351 Clifftops Ave is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: SVEConnect.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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